Insurance? what are you all paying?
My rates have always been high (I'm 32), I didnt get the "25yr old discount" when I turned 25, havnt had a ticket in over 8 years, no wrecks and credit score is around a 660. Currently pay $782.00 for 6 months on a '06 Screw and '07 G6. Policy as follows:
Coverage Name Limits/Deductibles Premiums
Bodily Injury Liability $100,000 per person / $300,000 per accident
Property Damage Liability $100,000
Uninsured Motorists Bodily Injury Liability Coverage $100,000 per person / $300,000 per accident
Uninsured Motorists Property Damage $100,000
Personal Injury Protection $5,000
Vehicle #1 - 2006 FORD F-150 SUPE
Coverage Name Limits/Deductibles Premiums
Other Than Collision: Actual Cash Value less deductibles: $500
Collision: Actual Cash Value less deductibles: $500
Towing and Labor: Per Occurrence: $50
Optional Transportation Expenses: Per day / Maximum: $30/$900
Vehicle #2 - 2007 PONTIAC G6 VALUE L
Coverage Name Limits/Deductibles Premiums
Other Than Collision: Actual Cash Value less deductibles: $500
Collision: Actual Cash Value less deductibles: $500
Towing and Labor: No Coverage
Optional Transportation Expenses: Per day / Maximum: $30/$900
Coverage Name Limits/Deductibles Premiums
Bodily Injury Liability $100,000 per person / $300,000 per accident
Property Damage Liability $100,000
Uninsured Motorists Bodily Injury Liability Coverage $100,000 per person / $300,000 per accident
Uninsured Motorists Property Damage $100,000
Personal Injury Protection $5,000
Vehicle #1 - 2006 FORD F-150 SUPE
Coverage Name Limits/Deductibles Premiums
Other Than Collision: Actual Cash Value less deductibles: $500
Collision: Actual Cash Value less deductibles: $500
Towing and Labor: Per Occurrence: $50
Optional Transportation Expenses: Per day / Maximum: $30/$900
Vehicle #2 - 2007 PONTIAC G6 VALUE L
Coverage Name Limits/Deductibles Premiums
Other Than Collision: Actual Cash Value less deductibles: $500
Collision: Actual Cash Value less deductibles: $500
Towing and Labor: No Coverage
Optional Transportation Expenses: Per day / Maximum: $30/$900
Not sure what it is per month/year since I am on the family plan but it is stupid high because we are speeders and like to get in accidents...
All 5 vehicles have $1000 deductibles. I have 4 tickets and 3 accidents at 19 y/o. Luckily the insurance doesn't know about those tickets since they were all changed to non moving violations. All of my mom's tickets seem to get dismissed so they don't ever appear on the insurance.
All 5 vehicles have $1000 deductibles. I have 4 tickets and 3 accidents at 19 y/o. Luckily the insurance doesn't know about those tickets since they were all changed to non moving violations. All of my mom's tickets seem to get dismissed so they don't ever appear on the insurance.


