does anybody know a site where I can check my credit score ?? I want it to be safe and secure none of that scammer stuff.. some people told me to go to this site https://www.myfico.com but i don't know if it has what i'm looking for... does anyone know where i can check my credit score ?? any help would be appreciated

freecreditreport.com ?

I like my fico

so its a good site ?? i was signing up but when it asked for the social security number i hesitated

Its going to need your social to check your score. That is what your credit is attached to, not your name.

Whatever site you're on, make sure it's a "secure" one. You can look for the "padlock" symbol in Firefox and IE. Also the address field turns green in IE and finally, the address will start with "https", and not just "http". AnnualCreditReport.com is such a site.

And yes, you're going to HAVE to submit your SSN, at any legitimate site.

- Jack

It worked for me. Had some credit problems at one time after a divorce and the site helped me fix those as well.

But yea, watch for the lock like Jack said.

does this site make your credit score go down when u check it?

Don't confuse a Credit Monitoring Service (what the youtube commercial was about) with the Government mandated, annual free credit report you are entitled to by law. You do not pay a dime for an annual report from one of the three credit reporting agencies (Experian, Equifax or TransUnion), if you access this report through a reputable site. But beware! There are many sites out there that try to make you pay a "processing fee" or something of that nature for this report. Others, that ARE legit DO try to talk you into a credit monitoring contract - just say "no".

And, getting your own annual free credit report has no effect on your credit score. But a credit report in conjunction with getting a mortgage or buying a car can.

- Jack

annualcreditreport.com is what I have been using to get my free yearly report. Doesn't tell the beacon score, but will show a record of your credit.

Just as a followup on this.

Our newspaper, The Arizona Daily Star, had an article about the free credit report in the business section today. It said:In addition, there's no need to get the report from all three agencies at once. You can get it from one of them now, four months later get one from a different agency and four months later get one from the third. That way, you are staying pretty much up to date on the current status of your credit history.

- Jack