2004 - 2008 F-150
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Just payed the truck off!!!

Old Feb 18, 2009 | 12:56 PM
  #16  
Penguin86's Avatar
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sweet! must feel great.
i've got 4 more years before mines paid off...ugh
 
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Old Feb 18, 2009 | 01:01 PM
  #17  
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Originally Posted by Penguin86
sweet! must feel great.
i've got 4 more years before mines paid off...ugh
on a 04?
 
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Old Feb 18, 2009 | 01:12 PM
  #18  
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Paid mine off last month, got the title and Ford credit approved me for 43K to buy a new one and help them out. Ain't that nice! New house I bought last year I figured by the time I make 90 I'll have it paid off.
 
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Old Feb 18, 2009 | 01:35 PM
  #19  
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nice, must be a good feeling, I have a few more years on mine, i plan on doing double payments this year on my student loans and my truck though to knock it off so I can get a house
 
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Old Feb 18, 2009 | 01:39 PM
  #20  
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From: the moral high ground
Originally Posted by PawPaw
...New house I bought last year I figured by the time I make 90 I'll have it paid off.
Me too!

The good news is I only have to work until I'm 83.
The bad news is I'm an exotic dancer.
 
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Old Feb 18, 2009 | 01:42 PM
  #21  
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Originally Posted by Raoul
Well, it got my payment to only $385 and you have to remember that was with no money down.

And they gave me way too much for my trade-in.
ok, but 385/month for 12 years is over $55,000. What was the sticker price in '99?
 
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Old Feb 18, 2009 | 01:47 PM
  #22  
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From: El Paso
Congrats

I think I have another year myself
 
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Old Feb 18, 2009 | 01:58 PM
  #23  
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From: the moral high ground
Originally Posted by metcalfe
ok, but 385/month for 12 years is over $55,000. What was the sticker price in '99?
I got zero percent financing for 12 years but, they made me pay Canadian sticker.
 
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Old Feb 18, 2009 | 02:06 PM
  #24  
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From: St. Charles, MO
Raoul, you been fishing lately?

Congrats PHS. My F-150 was paid off the moment I drove it off the lot. I paid my F-250 off in August, 6 months early.
 
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Old Feb 18, 2009 | 03:54 PM
  #25  
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Originally Posted by Raoul
I got zero percent financing for 12 years but, they made me pay Canadian sticker.
hahahahhaha
you got screwed!!!!!!!!!
 
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Old Feb 18, 2009 | 04:06 PM
  #26  
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after all of the aftermarket investments i have added to my truck, the wife says there is no way in hell i can get rid of it !! time to get it paid off, and enjoy it. im ok with that though.
 
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Old Feb 18, 2009 | 04:56 PM
  #27  
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I know it is tough, but seriously if at all possible, pay one off and then put payments in the bank, forcing yourself to live with the vehicle you paid off until you have enough to pay cash for the next one. Then NEVER buy another vehicle that you can't pay cash for. Making payments to yourself and earning interest instead of paying it is sooo much better. Made my last car payment in 1986 and will never again buy more of a car or truck for myself or my wife than what we can write a check for. BTW this 2008 Super Crew XLT was the first new vehicle we have purchased since 1994 - usually used (1 or 2 years old) is a far better choice financially.
 
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Old Feb 18, 2009 | 05:00 PM
  #28  
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Originally Posted by nhsd
I know it is tough, but seriously if at all possible, pay one off and then put payments in the bank, forcing yourself to live with the vehicle you paid off until you have enough to pay cash for the next one. Then NEVER buy another vehicle that you can't pay cash for. Making payments to yourself and earning interest instead of paying it is sooo much better. Made my last car payment in 1986 and will never again buy more of a car or truck for myself or my wife than what we can write a check for. BTW this 2008 Super Crew XLT was the first new vehicle we have purchased since 1994 - usually used (1 or 2 years old) is a far better choice financially.
good call, by doing that you're making interest instead of paying it, so your about 7% apr ahead of the people who finance
 
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Old Feb 18, 2009 | 05:04 PM
  #29  
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Lucky dog!! 4 more years for me...I will probably have a car payment until I die..I like having nice things. After all thats what we work for isnt it!
 
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Old Feb 18, 2009 | 05:07 PM
  #30  
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Nice. I havent made one payment on mine yet.
 
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