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I FINALLY found what I was looking for. The factory hitch is a Class III/IV Hybrid. So - over 500/5000 without WD is not a hitch issue, it's a truck issue. Everything within limits, no problem.
Thank you sir!!! That is why Class IV hitches on Fords have the same WC rating as many Class III's!!! It's Ford protecting their product...not the hitch. Thanks again! Ya just made me feel a whole lot better!