Any one ever get rear ended towing? I did.
Senior Member
Joined: Apr 2005
Posts: 571
Likes: 1
From: minnesota - ubetcha
Sorry to hear about your bad luck. NJ laws shows:
New Jersey BI & PD Liab, PIP, UM 15/30/5 (6)
That means that everyone must carry 15K liability for injury per person, 30K injury per accident and 5K liability for property damage. So yeah she only has $5k insurance. Be wise and minimize your damages. Dont rent a car, etc... Save all receipts and you can sue her for any excess damages over the 5K. Do NOT sign ANY releases at all. The insurance co will still pay the $5K. Are you injured? NJ has pip and you need to pass a threshold to get $ out of her insurer. My advice, see if you are injured and have her co offer you a nuisance settlement. Use that $ for your prop damage....
New Jersey BI & PD Liab, PIP, UM 15/30/5 (6)
That means that everyone must carry 15K liability for injury per person, 30K injury per accident and 5K liability for property damage. So yeah she only has $5k insurance. Be wise and minimize your damages. Dont rent a car, etc... Save all receipts and you can sue her for any excess damages over the 5K. Do NOT sign ANY releases at all. The insurance co will still pay the $5K. Are you injured? NJ has pip and you need to pass a threshold to get $ out of her insurer. My advice, see if you are injured and have her co offer you a nuisance settlement. Use that $ for your prop damage....
Thread Starter
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Junior Member
Joined: Jul 2007
Posts: 25
Likes: 0
From: lakewood nj
Thank you every one for your coments but all has worked out wee and my truck has been fixed and they totaled my trailer. they gave me $2750 for the trailer and i payed for it just about that.
they gave me $1700 for my truck all it neaded was the tow hitch and rear bumper i burchased the parts thru my brothers account becuse he is a used car dealer and i i got both the bumper and hitch for $700 and intalled them myself. i also got a aditional $650 for towing and storage and $140 for a renatl that i did not take. I also purchased the trailer back from them for $350 becuse they were only going to pay me a total of $5000 so it only realy Cost me $100 and i am geting it fixed for $1000 so i am geting a free trailer out of this basicly. and my frame is straight and the tow hitch cracked that is where all of the stress went.
they gave me $1700 for my truck all it neaded was the tow hitch and rear bumper i burchased the parts thru my brothers account becuse he is a used car dealer and i i got both the bumper and hitch for $700 and intalled them myself. i also got a aditional $650 for towing and storage and $140 for a renatl that i did not take. I also purchased the trailer back from them for $350 becuse they were only going to pay me a total of $5000 so it only realy Cost me $100 and i am geting it fixed for $1000 so i am geting a free trailer out of this basicly. and my frame is straight and the tow hitch cracked that is where all of the stress went.
