Without a doubt..I just made the right decision

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Old Feb 12, 2007 | 03:08 PM
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Without a doubt..I just made the right decision

My auto insurance has been going up what seems like once every 6 months for the past year and a half. I stopped in to see my agent a few months back and talked to him about it. We go over my policy and he tells me that since I have a good driving record, my credit is good and I've been with them for over 10 years I am getting a really good rate with some discounts applied. He looked into a different policy...which he tells me everyone will be switched over to next year and realizes it's going to be more than I'm paying now. He says he's giving me the best deal I can get right now.

I decide to shop around and found Gieco to be $400 cheaper a year. Not to sure how they are, I talked to a few people who have them and they all seem to like Gieco. Plus anyone who's had a claim said it was done really quick and they were happy with the outcome and payout on the policy. So I decide to make the switch, which I just did on Sunday. Yes, I was able to call and talk to an english speaking woman on sunday evening and get it all taken care of. Quick and easy over the phone. I also had to call back today to make a change to my effective date and that went smooth and took no more than 5 minutes on the phone.

Here's what has me a little pissed, which in turn, made me realize my decision to change was the right thing to do. I'm pretty much a loyal guy and since I've been with my insurance company for over 10 years, I was hesitant about switching. I mean saving $400 a year is great, but it's not the end of the world if I get good customer service and feel like I'm getting a decent deal for my money. So I go to the office today to talk to them about canceling my policy. I ask the girl in the office what I need to do to cancel my policy. At the same time one of the owners walks in the office, looks at me, says Hi and walks back to his desk.The girl then tells me all I have to do is sign a cancellation form and thats it. She gets on the computer, prints it out...tells me sign here and off I go. And thats it I ask?? yup, your all set

WTF...no questions about why am I cancelling, or anything. I wasn't really looking for anything, no special treatment and honestly didn't expect them to come back with a better offer. What I did kind of expect was for them to at least "try". Maybe go over my policy with me and see if they can do anything to get me a better rate. But no. Nothing. The girl nor the owner so much as blinked an eye when I told them I wanted to cancel. Thats what I get after over 10 years with them, close to $40,000 in payments and not 1 friggen claim?? And people wonder why the small companies are closing down all over the place. With service like this,,,they deserve it..

I made the right decision...I'm glad I switched to Gieco!!



BREW
 
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Old Feb 12, 2007 | 03:12 PM
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I hear ya Brew-ster.

I hate that you are having to go through all that.
 
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Old Feb 12, 2007 | 03:17 PM
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Yeah, it's a great company for lizards.
 
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Old Feb 12, 2007 | 03:18 PM
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Let me guess, Allstate.

I just switched from AIG to Liberty Mutual as they gave me a better deal for the same coverage. I am convinced that you need to switch every couple of years as the prices never go down, only up, especially if you change something such as adding a car or changing address. I have never had an insurance company call and review my policy to get me a better rate for the same coverage because of a goo driving record. It just does not happen.

I need to call AIG at the end of this month to cancel and have no problem doing it.
 
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Old Feb 12, 2007 | 03:20 PM
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Originally Posted by BREWDUDE
Without a doubt..I just made the right decision
You bought the Rx-7 limo?


Sweet.
 
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Old Feb 12, 2007 | 03:21 PM
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Geico is expensive here in Maryland, in fact one of the most expensive ones.
 
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Old Feb 12, 2007 | 03:25 PM
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Originally Posted by Budha05STX
You bought the Rx-7 limo?


Sweet.



I hope not, cause I want it.

 
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Old Feb 12, 2007 | 03:29 PM
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I have Geico. Left once because we were promised a better deal. No such luck. Back we went. I have plenty of driving offenses on my record and they've always treated me more than fair. Their customer service is super friendly and helpful.
 
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Old Feb 12, 2007 | 03:30 PM
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Like a good neighbor, State Farm is there! Honestly, I don't know how much I pay for what...
 
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Old Feb 12, 2007 | 03:33 PM
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Brew, if you don't have a claim for the next 10 years, like the last 10, it won't matter who writes your policy.
 
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Old Feb 12, 2007 | 03:34 PM
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I shopped around and Gieco had the best rates for me. Like I said, cheaper by $400 a year.


BREW
 
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Old Feb 12, 2007 | 03:37 PM
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I have Allstate, but I have heard many times that NJ Manufacturers are the best for our area. I might check into them.
 
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Old Feb 12, 2007 | 03:44 PM
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Originally Posted by bluejay432000
Brew, if you don't have a claim for the next 10 years, like the last 10, it won't matter who writes your policy.
This is true, Gieco is great until you need them to back you then they are useless. If you get into an accident they will pay quick but if the other person in the accident sues you, your on your own, they will tell you good luck and you have to get your own lawyer. This is one reason why they are cheap.
 
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Old Feb 12, 2007 | 03:47 PM
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Originally Posted by BREWDUDE
So I decide to make the switch, which I just did on Sunday. Yes, I was able to call and talk to an english speaking woman on sunday evening and get it all taken care of. Quick and easy over the phone. I also had to call back today to make a change to my effective date and that went smooth and took no more than 5 minutes on the phone.




BREW
So easy a Caveman can do it!!
 
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Old Feb 12, 2007 | 03:49 PM
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Originally Posted by CharlieHo
So easy a Caveman can do it!!
There will be a new series of adds, So easy a Brewdude can do it!
 
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