Got hit today . Have not paid a note yet!!!!!!!!!!! I was driving down the road and a lady hit me head on! I tried to miss her , but she kept coming. Ripped ft wheel off, bumper, nerf bar, 2 doors crushed, rear panel small dent, transfer case BROKEN!!! rear rim ben tire blown, under the ft of truck ALL kind of crap broken. My wife is ok hurt leg, me hurt hand and some bruises. It happened sooooooo fast!!!!!!! The lady that hit me, had to be cut out of a Kia 4 door ( go kart), she is in BAD shape. I hope insurance will take care of me!!!!!!

 

Geez, I hope the lady that hit you is OK. SHe picked the wrong vehicle to hit in that little car.

If the damage is that bad, maybe the insurance company will do a substitution of collateral (they'd replace the vehicle with one exactly like it and just "substitute" it on the loan). Sounds pretty bad so I'd push for it, and make sure whoever you financed it through knows as well. They have a vested interest.

 

I still hurt!!!!!!, wife is bruised up too. My friend looked at truck, I need new tranny (broken) , transfer case (broken), ft end broken off driver side , ( frame ok maybe????) 3 rims, 2 tires, hood . two doors, nerf bar, rear panel small dent, air bags, headlight, but under the truck is what scares me... it took a HARD hit. I hope they total it.. I owe $32,000 ( I think) on it, 2002 loaded up f 250 4 door 4x4, red, bucket seat, 7.3 psd... Was a clean truck, now its messed up!!!!!!!!!






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Goochy,

Take this advice in the right spirit: GET or CONSULT a lawyer. It will be in your best interest! The insurance companies will try to low ball you.

As a side note you may consider GAP insurance on your next vehicle. It is supposed to cover the GAP in what you owe and what the insurance company gives you in the event you total the truck. The finance guy told me about it when I closed my loan.

Best of luck to you and your wife. What lies in front of you is not going to be fun!

Marc

 

thanks, I'm just glad to be alive! The lady is still in intensive care, and I am here talking to yall. Very lucky, that we drove the truck today, or I would be dead or in the hospital.

 

Goochy, glad you and the wife are ok, The other lady, I hope everything works out for her...

Hey, You are paying for a new truck, then you should have a new truck, not a rebuilt...Hope the insurance totals it...

See came out of no-where to hit you...

Hope it all works for you...

Glad to hear you were in the truck and not the Acura...

Good reason to drive a SUPUR DUTY !!!!W/DIESEL...Mass superiority...

 

Going over blind hill, WOW!!!!!!!!!! she was coming at me in my lane, I tried to hit the ditch, but she kept coming. Small county rd, lucky my truck went though someones yard, missed some trees, then went on the side of the road embankment. We hit doing 50-55 , NO brakes. I keep asking myself why?? What could I have done different?, but I really think I did the right thing, I tried to miss her. I almost did. My ft bumper under headlight hit her, so she got lucky I turned to the right , and not straight. I would have killed her if I did not turn away from her. Going to talk to insurance, police, doctors, today. I found a 2002 white I like NEW... Also found a 2003 red same truck, with the sport package on it. I will get a new truck again, somehow. I will not keep my old big red

 

Hi Goochy

Sorry to hear about your accident. From the way you describe it its amazing no fatalities.

Wonder what reason lady had for driving on wrong side?

Not sure on brakes..with ABS...should still have brakes...maybe did and just skidding etc in all the excitement felt like you didnt?

Anyhow...glad you and yours walked away.

Good luck...OT

 

I am so sorry that that happened to you! I hope you and your wife DO get checked out by a doc. There are many things that can happen with a rapid deccleration injury! PLEASE get checked out! I am glad that you and your wife were able to walk away! I hope and pray that everything works out for you and the woman that hit you.

 

Doc said we are ok, just bruised up. Lady is ok, lots of cuts, bruises. She is so lucky!!!!!!!! so are we. I think, I will look at a 2003 Sport F 250 now. I hope they total mine out. If not I will trade it in.

 

Glad your okay and that the other lady is doing better.

 

I'm telling you, that thing is new enough, with that damage, they should take the equity and transfer it to a new truck. Unless you had tons of miles on it, it should be considered "new" and replaced with "new". Auto finance companies refer to it as a "substitution of collatoral", that is they substitute the truck on the note, just change the VIN and description and have the dealer give you a new truck.

 

Goochy--go and get checked out regularly, from the doctors, But here is a tip, dont settle medically untill you are absolutely sure both of you are ok...Some people say not to settle for 6 months, in case any other medical problems come up....

Good luck, and get well...

 

Now I have two insurance companies looking at my truck. Lady who hit me only has $10,000 on coverage . So not enough!! Now my insurance company is involved. I hope they total it!!!!!!! only has 1200 miles , and NO payments made so far, due Nov 25. I think frame is bent, it took a hard hit!! Ft axle broken, rim broken off truck, transfer case blown up, transmission busted, 3 tires, 2 rims, bumper, hood, windshield, 2 air bags, 2 doors, rear panel small dent, nerf bar broken off, truck looks ok, until you look under it, its all broken. if wheel did not break off it would only be sheet metal damage. Is it totaled?????? Truck cost $40,800 sticker, owe $32,??? how much will I loose if they total, or fix?? I will NEVER sit in this truck again, buying NEW 2003 , as soon as possible. If they choose to fix it, I will refuse and sell it for salvage myself, and keep the check for the repairs. Most of my friends, and local shop looked at it, they all say it will be a coin toss??? total?/ repair? They all said atleast $18,000- $25,000 to fix it. I will find out Wed. , so wish me lots of luck!!!!!. The 2003 I have picked out will list for about $42,500 Sport F 250 and I will get X plan price agian. I start back to work Wed. so they have to pay for my doctor bills, time off from work, and if they do not take care of me, by giving me like $40,000 or more , I just might go for the OLD , pain and suffering !!!!!!!!! SUE!!

 

Good luck Goochy, only $10000 coverage??? I dont think this is legal in Texas...

P.S. Dont be so quick to settle medically...