I don't wear my seatbelt and I will continue to not wear it and will willingly pay the $75 fine if a cop pulls me over.

that said, what a bunch of bs and you people are buying right into it. These laws are the products of lobbying for money from insurance companies. No one here can possibly be so stupid as to believe those "clickit or ticket -we're serious about saving lives" bs commercials. Secondary seatbelt laws are the result of insurance lobbying with the benefit of revenue for local and state governments.

Primary seatbelt laws are another matter entirely. Why not just kiss your freedom goodbye and give big brother a nice kiss goodnight. Primary seatbelt laws are a means for law enforcement to randomly pull over people.

Anyone who wants to live life as safely as possible that's fine - I have no problem with it. Maybe you should wear a helmet while you drive. But stay out of my business. And please do not buy into that foolish "wearing your seatbelt lets you retain control of your car in an accident and avoid hitting other cars". Give me a break. Whomever believes that has never been in an accident.

Seatbelts cause injuries, and I realize that statistics show that it is more likely to be saved by one than hurt by one, but that should be my friggin decision to make...NOT YOURS!

 

A sharp wit and fast fingers get me into trouble sometimes, but I'm glad someone enjoys it!

I'm also glad others think these ridiculous laws are bogus. We need to get 'F150Online' lobbyists to send to Washington DC. If they don't get laws repealed or squashed, then they'll give the white house one hell of a lawn job...

 

I agree Agent!

It also really erks me off when the Seatbelt Enforcement Zones are used to simply pull people over and violate their constitutional rights.
There have been many cases here in Indy where people have been searched without probable cause and generally harassed simply because they weren't wearing a seatbelt.

I realize this is a bit off topic but sheesh, where will it end?

 

It wont end.

Thats how counties and the state makes money to pay the county attorney's, judges, and all that crap.

I was at one point in my life "all for law enforcement". UNTIL that one bright, sunny day in L.A.

I saw a drug deal go down (it was obvious), a patrol car was sitting at a stop sign watching. The deal was over and the pair went seperate ways. Cops did nothing. I pulled through the intersection and said did you see that? Cop just said isn't any of their business and I shouldn't worry about it.

I understand it's Los Angeles, but COMMON....

 

jamzwayne - since I already successfully hijacked this thread, I might as well stear it in another direction:

I had a similar encounter with the MTPD (MoTown Puh-leez! Dept). I was a passenger in a car with another MTPD officer, and they RIPPED by a squad car on the freeway... I mean we are doing 100 or so, they are doin' like 55. It was like the other cop was parked. I ask "So, uh.. you kinda pass 'em pretty quick.."

The reply? "Yeah, we don't pull people over..."

WTF?! After that, it was pedal to the metal in the city!! Giddy up! Cops drool & I rule!

 

ROCK ON ! ! !

 

In all but 2 states in the US, medical payments is a totally separate coverage, and totally your choice if you want it. So if you add it to your policy, you pay extra for that coverage. If you don't want it, you simply don't add it, therefore, you don't pay for it.

If you're talking about liability injuries, or uninsured motorist injuries your idea will never work. The reason? Attorneys. They don't make money off of property damage claims. The big bucks are in injury claims (not first party, but Liability and Uninsured Motorists).

 

DAMN LAWYER's !

There's only 2 things that look good on a lawyer.

1. Suits.

2. Pit Bulldog.

 

TUFF FORD
I'm talking about selecting medical payments and not wearing a seat belt.

Why can't you add a check box that makes that selection a condition of the coverage and let those that don't buckle up put their money where their mouth is.

 

They loved me when they didn't understand the basis of my proposition.

(It's all in the delivery!)

 

Let me see if I follow you...I think it's beginning to make sense.

Lets say that you walk into my office. You want medical payments of $10,000 added to your policy.

Raoul: "Hey Eric, I want to add $10,000 worth of medical payments to my policy."

Eric: "Sure!" and I add it to your policy. Now, instead of paying me $100/month, you pay me $120/month.

Then,

Raoul: "Look, Eric, I am retarded, don't know any better, smoked away my last brain cell in '68 and don't like wearing my seatbelt. Can I save money if I tell you now that I don't plan on wearing my seatbelt, with the understanding that I cannot collect on the medical payments if I get hurt in an accidnet?"

Eric: "So, you're telling me, that you want medical payments added, but if you are not wearing your seatbelt, you understand that you can't collect on your medical payments, right?"

Eric again: "Raoul?!?!"

Eric again: "Raoul?!?!"

Eric again: "Raoul, get your finger out of your nose and answer me!...No!...Don't eat it!!...AWWWWW, man that was gross!"

Raoul: "It's not so bad, you should try it!"

Eric: "Raoul, answer the question! Do you know what you're asking??? Do you know how stupid that sounds???"

Raoul: "It's not stupid! I have been driving for 30 years without a seatbelt and never been hurt in an accident!"

Eric: "What about the other drivers? What about all of these kids who just got out of school for the summer? What about the drunks driving home from The Derby at 7:00 am when you are trying to go to work?"

Raoul: "What about them?"

Eric: "Sheesh, some people. Ok, here's the deal. You sign here, and I'll charge you $110/month instead of $120/month, and if you aren't wearing your seatbelt when you get in an accident, and you get hurt (Under his breath: "which you will"), you can't collect any money, but your passengers can...providing they are wearing their seatbelts. Is that what you want?"

Raoul: "Duh, uh huh!"

Eric: "Ok man, sign here. Thanks for the free money!"

Something like that???

 

That was kind of long and drawn out.
Here it is in a nutshell.

The day is coming when if you are in an accident and get hurt,
the insurance companies will not pay if it can be proven you weren't wearing a belt. They will seek out anybody not buckled and not only not pay but, find a way to put them at fault.

That can be proven by examining the belt for stress, injuries you received, where you ended up after the collision, etc, etc, etc.

I was trying to be nice about it and at least save the non-wearers something on premiums.

But, if I got my finger up my nose, to hell with them.

 

"Not to be a thread-hijacker here, but am I the only one who thinks those lame 'click it or ticket' laws are a crock of sheet? Since when is it big bro's duty to tell us that we HAVE to protect ourselve?"

===========================

In forty seven years of driving I have never caused an accident. In 1974 I had a lady run a red light in front of my wife and me. She was driving a pickup with a camper shell full of unbelted kids. One of the girls had her back broken. In 1975 my wife and I were approaching a traffic light which had just turned green on a morning while it was misting rain. Some idiot thought he could accelerate out of the left turn bay before we got there. All he did was spin his wheels enough for us to hit him head on. My wife only got seat belt burns on her hips.

Now to answer your question. If you will sign a notarized document stating to the rest of us citizens that none of us through our taxes has to pay anything for your care as a result of your becoming a paraplegic, that your family will have to bear the cost for the rest of your life, I'll agree with you.

I've had one hemiplegic, one paraplegic in my own family, and a father daughter combination of friends who were quadraplegics. None of them by their own fault. Your nonsensical statement falls on deaf ears here.


Ed

 

Ed, taxes are where we will get hit eventually. I was being little more direct referring to insurance premiums.

I believe the insurance industry lobbyists are behind the click-it-or-ticket laws. That is the first step. The second step is 'Insurance will not cover unbelted injuries'. Once that occurs and Insurance industry can wiggle out of some massive hospital/rehabilitation bills the 'victims' will become wards of the State and then you can start cussing about your taxes.

 

I must be missing something. How do taxpayers pay for accidents? Unless the local crack ho on welfare and doesn't have insurance t-bones you @ 100mph... why would I pay? Some insured motorest tags you, then insurance pays... with or without his seat belt. I just don't want to be pulled over while I putz to the corner pub @ 10mph for NOT having my belt on. That's crap. I can smoke, drink like a fish & skydive w/o a parachute if I want, but the man is telling me I HAVE to wear my seat belt?! WTF?!

I know this will fall on deaf ears, but I like to rant anyway. I'm cool like that.