What is your payment??

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Old 05-22-2003, 12:52 AM
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Question What is your payment??

I was just wondering what some of you are paying monthly for your trucks, leased or purchased. I'm paying about $355/month on my leased 2001 F-150(see sig). I want to lease a 2003 but it seems like the payment for a similar equipped truck like I have now is about $100 more a month! What gives? Are the residual values that bad??
 
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Old 05-22-2003, 02:00 AM
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The obvious place to start is look at MSRP. Are both turcks equally valued? Next, check out the leasing co. the money factor can make a big diffrence in the payment. Don't forget the all important milage charge. If your old lease is 12k and the new one is 15k that might be some of the diffrence. Leasing can be really hard to compare apples to apples. Make the dealer price it out with more than one leasing co. Ford Motor Credit is not the only company leasing trucks and sometimes a local lease co might be offering a better deal. Hope this helps some
 
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Old 05-22-2003, 05:59 AM
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About 350/month.
 
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Old 05-22-2003, 07:04 AM
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99 Loaded 4x4 Lariat SC- zero down A-plan buy for 5 years at a good for the time 6.9%

$526/mo with 10 to go.
 
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Old 05-22-2003, 07:27 AM
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I never lease

I put too many miles on to lease.

2002 Screw XLT 4x4 FX4 5.4 $380 /month for 48 months. A plan.
I finanaced somewhere around 16000.
I sold my 2000 Lariet and bought this.
 
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Old 05-22-2003, 08:21 AM
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$335 on a 36 month lease.
 
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Old 05-22-2003, 08:29 AM
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The best thing about my truck is that it's payed for!!!

It's got 24,000 miles and I payed $23,500 in '97. I hate to imagine what a similarly equipped truck would cost now.
 
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Old 05-22-2003, 08:31 AM
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No lease, I financed for 48 months on a 2003 XLT FX4
$280/month
 
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Old 05-22-2003, 08:36 AM
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Wut payments
 
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Old 05-22-2003, 09:13 AM
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Purchased Oct 5th 2001 on A-plan with no money down at 4.9% for 5 years.

$422 a month


-Brian
 
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Old 05-22-2003, 09:21 AM
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I don't know how you guys got off so cheaply. Right now I currently have two F150's that I am paying for. The first one is a leased 2000 F150. This is a base model V6 and it is leased for $380 a month. Only have a few more months left on that one. God I hate leasing.

My new truck is a 2002 F150 supercab V6 and I am paying $550 a month. So over $900 dollars a month just on truck payments. The more I think about it, I could be using that money and have me a nice house somewhere.
 
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Old 05-22-2003, 09:38 AM
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My 97 is paid for, since spring of 2000. When I did have a payment, it was $350/mo financing $17,000 for 60 months at I believe 6.9%. Original price was $23,000 so I put $5K down.

Splain to me why someone would want to lease a vehicle. I have never figured it out. It seems everytime I buy a car, they are trying to get me to do it
 
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Old 05-22-2003, 10:49 AM
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$465 a month, 6.9%, and 2.5 years left on a 5 year loan. I put about 3K down on it with a trade. Sticker was $24,000
 
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Old 05-22-2003, 11:29 AM
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Cool payments

With interest rates and rebates, and slow sales, it just doesn't make sense to lease right now. I decided to buy now rather than wait for the '04 because the price is going to jump. I bought a 03 Heritage Ed. on 4/29 for 32,000. With 2K trade and cash plus 3K rebate for 5K down with a 3.9% note for 72 months my payment is 510. Thats really no problem for me and I plan on keeping it for 20 years. Wouldn't lease personaly, but it works for some. It is a good time to buy, so go for it if you can!
 
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Old 05-22-2003, 01:58 PM
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2003 SCrew XLT 2WD 5.4 Loaded
Purchased 3/9/03
$27,200 purchase price
$15,000 down
$405/month for 36 months 0% interest
Will be paid off before 36 months
 


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