I was all set to buy a nice white 2000 Lightning when I called my insurance company, ALFA. They said it was a prohibited vehicle and they couldn't insure it. I have had a C5 Corvette and a single turbo Supra in the last few years and insurance from ALFA for both those cars was very reasonable. How can a Lightning be prohibited? Are there companies out there that will insure it?

Also, do you think $24K for a '00 L is a good price? Mint with 28K miles and a extended 75K warranty. Has the '01 intercooler upgrade as well.

Thanks.

 

Thats bull*****, it sounds like you need a new insurance company.

Larry.

 

State Farm has no problem insuring my Lightning. It's not on any sort of list or anything. In fact, when I went from an 01 Subaru Forester (good riddance) to my 02 Lightning my rates only went up about $50/yr (~$875).

Like speeder sez: Time to look for a new insurance company.

 

Yeah Progressive also has no problems covering the Lightning.. It seems they rate it as a regular F-150, probably since its got the same safety ratings & stuff. It is wierd, however, that my insurance premiums went down $35 per month when I traded in the 99 L for my 02

~VyPeR

 

TRY EITHER e-surance.com or electric insurance great rates!!

 

Thanks for the tips guys. I can't believe ALFA could be so far off. I've been with them for 12 years and have never had problems until now. I mean I can see charging me a high rate if they wanted too but to completely deny insuring the Lightning... crazy. I guess they lost a long term customer on this one.

 

Sorry to hear about your problems. Maybe you should switch to Allstate. I just bought a 02' L and w/ full coverage 50/100/50 low deductibles and towing/rental I pay less than a grand a year.

 

my insurance is Gieco and it's only $750/month and I'm only 21!

 

Wow ! only $750/ Month.That comes out to $9000 per year. What a deal!!

 

Sucks to be you. You should evaluate your driving habits.

 

It was a typo guys, he meant $250 per month.

Which is still no stroll in the park...

 

Being in the industry, I will tell you guys that one person's full coverage is potentially different from another person's full coverage. Liability limits, personal injury protection, deductibles all make a difference. But to the guy that's paying $250/mo I would reevaluate my coverage and needs. Or reevaluate my company. Before I was married and before I turned 21 (my company has a rate-break at 21 and 25) with high liability limits and reasonable deductibles my insurance was still far less than $250/mo. Now that I'm married and >21, I insure both the 2002 L, my 2002 Honda TRX 400EX and the 2002 Civic of my wifes for less than I was paying then.
My $.02
Frank
2002 Black L

 

Actually I was in a hurry typing and left out the 6 in front of month. I only pay $750/6 months. Sorry for the typo, had I paid better attention I would have caught it. Excuse me!