I am 24 and single. I was wonddering if I can get insurance on it as a F150 2wd pickup or if they classify it as special high performance and will charge me out the butt like it was a Vette or Camaro. My Tahoe ins is 1000 a year.

 

only slightly higher than a f-150

 

Here's one to figure out - I pay more to insure my '97 Ranger than I do to cover my L.

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Rick

White 00 #2236 of 4966

My Mods & More

Moderator 2nd Gen Lightnings

<A HREF="http://a1060.g.akamai.net/f/1060/597/30minutes/www.zing.com/picture/p0903ca5788ed2e743923d60b1a060fed/feb8b2de.jpg" TARGET=_blank> </A>

 

This has come up before and from what I remember, it depends on the insurance company. Some have a special class for the L's and some just throw it in with the other trucks.

------------------
Steve
Mine:
1999 F-150 Sport Supercab
Bright Red 4.6L Auto
Billet Grill, Billet Ant, Clear Corners, Sony CD Player, Pioneers in all doors, Kicker 100si Amp, MTX preformed underseat box. Fiberglass Bed Cover
Hers:
2000 Expy Sport
Black, Grey Leather 5.4L
Clear Corners, Alpine CD Player, Punch 150 Amp, JL Audio preformed sub box in rear panel.

 

It didnt make any diff to Allstate in Ohio. Just an ole f-150.

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Silver '00 Lightning.
#3962/4966 6/16/00
PSP filter kit.
JL 300/4 amp, JL-XR's, VR's and 10WO, Crossfire 75.2 amp.
Ligted Logos.
Xenon bulbs X 4.
Clear corners, Altezza tails on order.

 

State Farm knows about Lightnings... My rate went up $120 a year over my 2000 Tahoe.

 

I switched to Progressive, kept same coverages, and saved 400 a year

***tip*** the more quotes i did online(started from scratch each time with same data) it kept getting cheaper they know its a Lightning.

Of course these savings dovetailed into my mod budget. re-investing, yeah that's the ticket

 

The big insurance companies know about it but I found in my research that its still cheaper than high performance "sports cars". The estimates usually were only about $100 - $150 more a year over a standard 2wd xlt.

Steve

 

I pay 30$ more for my '92 Explorer than I do for me Lightning with the same coverage. The trick for me is that it is classified as a pleasure vehicle, not a day-to-day and I work for an insurance company