Ever just want to go and break someone's face???
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Joined: Aug 2004
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From: Virginia
when i saw your post i had to go check my policy to make sure i had uninsured motorist coverage on mine. I do, and from what I can tell, if you were me and were with Geico, you'd only be paying $200 out of pocket. With Geico your Uninsured motorist claim doesn't apply to the deductible amount but they say the first $200 of the repair comes out of your pocket.
Of course most companies will eventually up your premiums even though it wasn't your fault. Bummer. But hey, at least you weren't walking infront of your truck when it happened. good luck
Of course most companies will eventually up your premiums even though it wasn't your fault. Bummer. But hey, at least you weren't walking infront of your truck when it happened. good luck
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Joined: Nov 2004
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From: north chicago
i with progressive. i am in the military and my home of record is my parents address in michigan. my truck is registered in michigan that way i only need one plate and no emmisions testing or yearly vehicle inspections. with my truck being registered in michigan i have to have the insurance for michigan, but im stationed in illinios. michigan is the most no fault state there is when it comes to insurance. maybe i need to talk with the illinios agent a little bit more on this cause it doesnt seem right that i have to pay my full $1000 collision deductible.
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From: Shelton, Connecticut
Originally posted by Eds 01 Lightnin
On the other hand, in a case like this with no BI involved your collision coverage may be primary.
On the other hand, in a case like this with no BI involved your collision coverage may be primary.
20", Best of luck getting the truck on the road again! Hopefully you won't have to pay anything simply because this dude is azzclown of the year for 2005. What a MORON! -Mat-
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Joined: Feb 2003
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From: Metro Atlanta
quote:
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Originally posted by Eds 01 Lightnin
On the other hand, in a case like this with no BI involved your collision coverage may be primary.
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What does BI stand for>??? I am a curious fool this morning.
Bodily Injury!
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Originally posted by Eds 01 Lightnin
On the other hand, in a case like this with no BI involved your collision coverage may be primary.
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What does BI stand for>??? I am a curious fool this morning.
Bodily Injury!
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From: north chicago
Originally posted by SVT F15O
What does NJP stand for>???
What does NJP stand for>???
Prior to imposition of NJP, a servicemember must first be notified by the commander of the nature of the misconduct of which he or she is accused, of the evidence supporting the accusation, and of the commander's intent to impose NJP. The commander will then hold a hearing at which the member may be present. The member may also have a spokesperson attend the hearing, may present evidence to the commander, and may request that the commander hear from certain witnesses. The commander must consider any information offered during the hearing, and must be personally convinced that the member actually committed misconduct before imposing punishment.
The maximum permissible punishments depends on the rank of the accused and that of the officer conducting the hearing. Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
If the member considers the punishment to be unjust or to be disproportionate to the misconduct committed, he or she may appeal to higher authority. The appeal authority may set aside the punishment, decrease its severity, or deny the appeal, but may not increase the severity of the punishment.
Receipt of nonjudicial punishment does not constitute a criminal conviction.
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Joined: Jan 2003
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From: DETROIT, (formerly Eaton County, Michigan)
my g/f car is registered in Wisconsin and was T-boned in Michigan. It took her agent (some young chick) about a week to figure out that Michigan is a PURE no fault state (the only one).
basically the insurance company contacted the other drivers insurance company and collected the deductible.
But in your case, you are going to have to sue for the deductible. In Michigan it's limited to a $500 mini-tort amount. (basically everyone in Michigan runs a $500 deductible.
basically the insurance company contacted the other drivers insurance company and collected the deductible.
But in your case, you are going to have to sue for the deductible. In Michigan it's limited to a $500 mini-tort amount. (basically everyone in Michigan runs a $500 deductible.
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From: Sierra Vista, AZ (Bye, bye Bella Napoli)
Originally posted by 20"svt
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline. NJP is permitted by Article 15, UCMJ (Section 815 of Title 10, United States Code) and is governed by Part V of the Manual for Courts-Martial and by service regulations. NJP proceedings may be known by different terms among the Services, such as "Article 15," "Office Hours," or "Captain's Mast," but the purpose of NJP, and for the most part its procedures, are common among the Services.
Prior to imposition of NJP, a servicemember must first be notified by the commander of the nature of the misconduct of which he or she is accused, of the evidence supporting the accusation, and of the commander's intent to impose NJP. The commander will then hold a hearing at which the member may be present. The member may also have a spokesperson attend the hearing, may present evidence to the commander, and may request that the commander hear from certain witnesses. The commander must consider any information offered during the hearing, and must be personally convinced that the member actually committed misconduct before imposing punishment.
The maximum permissible punishments depends on the rank of the accused and that of the officer conducting the hearing. Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
If the member considers the punishment to be unjust or to be disproportionate to the misconduct committed, he or she may appeal to higher authority. The appeal authority may set aside the punishment, decrease its severity, or deny the appeal, but may not increase the severity of the punishment.
Receipt of nonjudicial punishment does not constitute a criminal conviction.
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline. NJP is permitted by Article 15, UCMJ (Section 815 of Title 10, United States Code) and is governed by Part V of the Manual for Courts-Martial and by service regulations. NJP proceedings may be known by different terms among the Services, such as "Article 15," "Office Hours," or "Captain's Mast," but the purpose of NJP, and for the most part its procedures, are common among the Services.
Prior to imposition of NJP, a servicemember must first be notified by the commander of the nature of the misconduct of which he or she is accused, of the evidence supporting the accusation, and of the commander's intent to impose NJP. The commander will then hold a hearing at which the member may be present. The member may also have a spokesperson attend the hearing, may present evidence to the commander, and may request that the commander hear from certain witnesses. The commander must consider any information offered during the hearing, and must be personally convinced that the member actually committed misconduct before imposing punishment.
The maximum permissible punishments depends on the rank of the accused and that of the officer conducting the hearing. Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
If the member considers the punishment to be unjust or to be disproportionate to the misconduct committed, he or she may appeal to higher authority. The appeal authority may set aside the punishment, decrease its severity, or deny the appeal, but may not increase the severity of the punishment.
Receipt of nonjudicial punishment does not constitute a criminal conviction.
What is the other guys rank? If he's an NCO, I don't know which class Petty Officer that is, or an officer, I'd still go through my insurance, and get the deductible fom him. He's in a world of hurt already for not having insurance, so I suspect he'd be willing to pay that rather than risk any other scrutiny from his command. If he's a lower rank, you'll prolly have to pay it yourself, than take him to small claims court for the deductible.
BTW, I'm Army and my wife is Navy, after the Army-Navy games of late, I've been catching hell! So, I'm not feeling much love for you damn Sailors.
But, L Brothers are okay by me! Good luck Bro!
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Joined: Apr 2000
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From: NC
Originally posted by 20"svt
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline. NJP is permitted by Article 15, UCMJ (Section 815 of Title 10, United States Code) and is governed by Part V of the Manual for Courts-Martial and by service regulations. NJP proceedings may be known by different terms among the Services, such as "Article 15," "Office Hours," or "Captain's Mast," but the purpose of NJP, and for the most part its procedures, are common among the Services.
Prior to imposition of NJP, a servicemember must first be notified by the commander of the nature of the misconduct of which he or she is accused, of the evidence supporting the accusation, and of the commander's intent to impose NJP. The commander will then hold a hearing at which the member may be present. The member may also have a spokesperson attend the hearing, may present evidence to the commander, and may request that the commander hear from certain witnesses. The commander must consider any information offered during the hearing, and must be personally convinced that the member actually committed misconduct before imposing punishment.
The maximum permissible punishments depends on the rank of the accused and that of the officer conducting the hearing. Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
If the member considers the punishment to be unjust or to be disproportionate to the misconduct committed, he or she may appeal to higher authority. The appeal authority may set aside the punishment, decrease its severity, or deny the appeal, but may not increase the severity of the punishment.
Receipt of nonjudicial punishment does not constitute a criminal conviction.
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline. NJP is permitted by Article 15, UCMJ (Section 815 of Title 10, United States Code) and is governed by Part V of the Manual for Courts-Martial and by service regulations. NJP proceedings may be known by different terms among the Services, such as "Article 15," "Office Hours," or "Captain's Mast," but the purpose of NJP, and for the most part its procedures, are common among the Services.
Prior to imposition of NJP, a servicemember must first be notified by the commander of the nature of the misconduct of which he or she is accused, of the evidence supporting the accusation, and of the commander's intent to impose NJP. The commander will then hold a hearing at which the member may be present. The member may also have a spokesperson attend the hearing, may present evidence to the commander, and may request that the commander hear from certain witnesses. The commander must consider any information offered during the hearing, and must be personally convinced that the member actually committed misconduct before imposing punishment.
The maximum permissible punishments depends on the rank of the accused and that of the officer conducting the hearing. Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
If the member considers the punishment to be unjust or to be disproportionate to the misconduct committed, he or she may appeal to higher authority. The appeal authority may set aside the punishment, decrease its severity, or deny the appeal, but may not increase the severity of the punishment.
Receipt of nonjudicial punishment does not constitute a criminal conviction.
My last year in the Navy(Seabees) I was an Assistent Battalion Investigator. I was Bailiff at a few "Captans Masts". About 70 guys came back from Spain w/ pos **** tests. Needless to say a long day. Enlisted also got a reduction in rank. North Chicago, Great Mistakes? Been there.
Good luck with the truck!
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From: Selden NY
Originally posted by 20"svt
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline.
----------------- Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
Nonjudicial punishment (NJP) is a leadership tool providing military commanders a prompt and essential means of maintaining good order and discipline.
----------------- Permissible punishments for officers can include forfeiture of pay (up to ½ of one month's pay per month for two months), restriction to base or to the ship (up to 60 days), arrest in quarters (up to 30 days), and a reprimand.
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Joined: Nov 2004
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From: north chicago
the process has begun...
the only thing after tear down that we seen was the passenger fenderwell where i got hit is dented in and where the sway bar mounts you can see how much the frame got pushed over in the front cause of the new clean spot on the sway bar where the rubber used to cover it up.
the only thing after tear down that we seen was the passenger fenderwell where i got hit is dented in and where the sway bar mounts you can see how much the frame got pushed over in the front cause of the new clean spot on the sway bar where the rubber used to cover it up.
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From: north chicago
just got off of the phone with the insurance company again. me having michigan insurance doesnt mean anything really for me living in illinois. michigan is a pure no fault state but the accident happened in illinois so i have to pay my collision deductable, $1000. BUT.... they will sebrigate(spelling) the guy to get my money back from him. so i pay it now and he pays it back later kinda thing. same thing with the rental car.... i drive it now, he pays it later. 