Truck sank in the lake...
For what it's worth, if the transmission was submerged up to the vent tube, it must be completely dis assembled, even a very small amopuont of water ruiins the internal components, pour a cup of fluid into a glass, add a half a spoon of water, and put it in a blender, you'll see what I mean.
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Re: no way
Originally posted by tallimeca
hire a private adjuster, preferably someone who has experience with flood vehicles. It will pay for itself, trust me.
hire a private adjuster, preferably someone who has experience with flood vehicles. It will pay for itself, trust me.
LISTEN TO THE MAN, THIS IS THEE ONLY WAY TO DEAL WITH
ANY INSURANCE COMPANY, FOR ANY CLAIM...
I'm soooooo Sorry Speed
You must have been absolutely freaking out watching that happen
Were you in it as it was going in ?
How long was it under ?
And Ya as said, it'll never be the same
I haul my ski on the back on a tray that I built. I was standing on the back of the tray and waiting to get pulled out. I never drive my truck because I don't want to get back in while I am wet I always dry off before getting back in... you know that little affection that we all have...
Anyhow I was pushed back into the water by the jet ski. I am all bruised and banged up but my truck still suffered more.
Anyhow I was pushed back into the water by the jet ski. I am all bruised and banged up but my truck still suffered more.
why no trailer?!?!? i would never think of doing that, unless it was a stand up, that 2 guys could pick up, and set in the water, not slide it out. you were asking for this to happen. just get a seat cover for the driver's seat when you go to the lake to keep te seat dry so you can pull the truck out, thats what i do.
and yes your truck is totaled. unless you drive an H1, if the water gets up to the dash, car is done!
and yes your truck is totaled. unless you drive an H1, if the water gets up to the dash, car is done!
The wheels and tires should be ok. Everything else is toast. I tried to reserect a submerged car once. It was not running when it went in. Ended up parting it out. Electronic gremlins from hell.
Originally posted by Silver-Bolt
The wheels and tires should be ok. Everything else is toast. I tried to reserect a submerged car once. It was not running when it went in. Ended up parting it out. Electronic gremlins from hell.
The wheels and tires should be ok. Everything else is toast. I tried to reserect a submerged car once. It was not running when it went in. Ended up parting it out. Electronic gremlins from hell.
Not to add insult to injury, but I always have wondered how exactly that happens. I've seen several pics of it, and I assume the weight of the water starts to overload the balance, but what does happen?
I have hauled my ski like this for 4 years now I go to the lake maybe 4 times a week. here is a picture http://community.webshots.com/photo/...73827875lytxGk
OK the whole story is that the ramp was mossy and my neice was backing the truck in the water (the tires only get wet I don't even get the rear wheels wet to load the ski) anyhow she was worried about how far she was in the water and didn't get it all the way in drive so when it started rolling back the momentum pulled the truck back and she put it in drive and the tires were spinning but couldn't get enough traction since in was moving backwards.
That is all there was just a flash and it was floating...
I did get ahold of the "Illinois Insurance Department" they said that it was totaled and to tell my adjuster that I talked to them and if he doesn't change his story then they will handle everythign from there...
Sounds like everyone needs to know about a place like that. There is probibly one in every state capitol building to keep insurance companys legit. IF I hadn't been so cocerned they would have fixed it for close to nothing and a carfax would report this as a flooded vehicle and I would only get 5K maybe trying to trade it off.
Thanks for the onfo guys
OK the whole story is that the ramp was mossy and my neice was backing the truck in the water (the tires only get wet I don't even get the rear wheels wet to load the ski) anyhow she was worried about how far she was in the water and didn't get it all the way in drive so when it started rolling back the momentum pulled the truck back and she put it in drive and the tires were spinning but couldn't get enough traction since in was moving backwards.
That is all there was just a flash and it was floating...
I did get ahold of the "Illinois Insurance Department" they said that it was totaled and to tell my adjuster that I talked to them and if he doesn't change his story then they will handle everythign from there...
Sounds like everyone needs to know about a place like that. There is probibly one in every state capitol building to keep insurance companys legit. IF I hadn't been so cocerned they would have fixed it for close to nothing and a carfax would report this as a flooded vehicle and I would only get 5K maybe trying to trade it off.
Thanks for the onfo guys
Originally posted by Speedfrek
my neice was backing the truck in the water (the tires only get wet I don't even get the rear wheels wet to load the ski) anyhow she was worried about how far she was in the water and didn't get it all the way in drive so when it started rolling back the momentum pulled the truck back and she put it in drive and the tires were spinning but couldn't get enough traction since in was moving backwards.
my neice was backing the truck in the water (the tires only get wet I don't even get the rear wheels wet to load the ski) anyhow she was worried about how far she was in the water and didn't get it all the way in drive so when it started rolling back the momentum pulled the truck back and she put it in drive and the tires were spinning but couldn't get enough traction since in was moving backwards.
Last edited by Blown347Hatch; Aug 11, 2004 at 08:44 PM.
Hire a Private Adjuster?
I can't imagine any insurance would even allow that, and even if you did I can't imagine they would be under any obligation to accept an outside adjuster's estimate.
(Now I don't know this, and am just assuming, but) it would seem to me that in holding an insurance policy and singing it and all, you would be agreeing to their terms as stated in the policy. I can't imagine that an insurance company would pay out unless it was their adjusters estimating the claim, I mean, they write the policy . . .
I'm curious to know if anyone has really actually DONE this, bring in an outside adjuster, and have their insurance company honour it ? . . .
Or are the suggestions to do this based on things you've heard others do, or the usual a friend of my brother's cousin's sister-in-law heard of a neighbor's second great aunt having this done?
Don't get me wrong, I HOPE YOU CAN DO THIS, and I beleive that insurance companies are the scums of the earth, but if I were running an insurance company I would make it a clause in the policies that by buying the insurance form us you agree to use our adjusters since we're cutting the cheques. That just makes sense business-wise, and insurnace companies don't get as rich as they do by giving money away, and if they do it ain't without a fight.
I can't imagine any insurance would even allow that, and even if you did I can't imagine they would be under any obligation to accept an outside adjuster's estimate.
(Now I don't know this, and am just assuming, but) it would seem to me that in holding an insurance policy and singing it and all, you would be agreeing to their terms as stated in the policy. I can't imagine that an insurance company would pay out unless it was their adjusters estimating the claim, I mean, they write the policy . . .
I'm curious to know if anyone has really actually DONE this, bring in an outside adjuster, and have their insurance company honour it ? . . .
Or are the suggestions to do this based on things you've heard others do, or the usual a friend of my brother's cousin's sister-in-law heard of a neighbor's second great aunt having this done?
Don't get me wrong, I HOPE YOU CAN DO THIS, and I beleive that insurance companies are the scums of the earth, but if I were running an insurance company I would make it a clause in the policies that by buying the insurance form us you agree to use our adjusters since we're cutting the cheques. That just makes sense business-wise, and insurnace companies don't get as rich as they do by giving money away, and if they do it ain't without a fight.


