Ok, I am getting serious about getting a new ride. I am wondering, when you go to get full coverage insurance on a Ford Lightning, is it like insuring a sports car(i.e. Mustang GT) or just like a 2w4 Ford F-150?

 

Depending on your company it may show up as a seperate listing from the normal F150. For comparison sake my 2001 GT was a symbol 22 while the lightning is a 15. (The lower the number the better). I just got the Lightning this week so I don't know what the difference will be in my payment, but it should be significant. Hope this helps.

 

i'm 18. i have a 02 BMW that costs 375 a month but my Lightning only is only 154 per month and it shows up on the statement as "SVT" dont know if that helps. I know it will be much lower with a older more experienced driver. Go for the Lightning

 

Thanks guys. I am considering a 99 or 01 Cobra vs a 01 or 02 Lightning. I am leaning towards the Lightning because I love that supercharger whine(can't afford an 03 Cobra) and I figure it will be much cheaper to insure. I am 21 years old with one ticket. I might just have to call my insurance company tomorrow and find out.

 

I have a 99 gt and a 99 lightning. I sold a 98 4x4 off road f150 to buy lightning. When I did my insurance dropped 50 dollars every 6 months. Hope this helps...btw...go with the lightning, you won't regret it.

 

the lightning is a little cheapr than my Jeep Grand Cherokee

 

Allstate is my company they ran the VIN# and knew it was a SVT L. It is priced like a truck just a little more. Not near as much as a sports car.

 

Just as long as you do not live in MASSACHUSETTS or some left wing northeastern state you're insurance will be nice and low.

did I mention that mass is the worst state to live in , in the USA as far as LAWS, costs of living and insurances are concerned?

excpet for old folks who can live off free health care and **** becuase the working pay for them ocmpletely. Nice bs.

 

What companies do you all use?

Anyone with AIG? Whats is the rate with them?

 

allstate

 

State farm on my L. It was the best price at the time and still is for a 16 year old.

 

Moving from FULL coverage on my 00' Celica to a 03' Cobra = $40 a month
Moving from BASIC to Full on my 02' L = $40.00 a month
Not an exact comparison but a good start.

 

On my insurance card, the truck shows up as a normal F-150 regular cab 2wd. It does not say SVT anywhere or hints to it beinging a performance truck or anything like that. I pay $1720 a year for it and Im 22 with one speeding ticket.:o

 

Wow, sounds like the Lightning should be much cheaper than a 99+Cobra. Time to start looking...

 

My 2000 L is cheaper to insure than my old 2001 Eclipse Spyder GT- 3.0L V6, or the other two cars i was looking at buying when i bought the L, a Hyundai Tiberon- 2.7L V6 or a 99 Pontiac Firehawk, 5.7L V8