I was wondering how much is car insurance for a Lightning cost? I'm about to graduate college, and I'm just 22, so I'm sure the insurance is gonna suck I've convinced myself to just get a regular F-150, but if I get a pretty good job, I might splurge

 

its not to bad really considering what the L can do. I'm 21 right now and mines like 1300 a year which isn't to bad I think.


on the other hand is the bike, OMG anything with a crotch rocket tag on it and a 1000 cc to boot is crazy!!!! cheapest I found was 3700 a year for full coverage!!! needless to say I didn't bother with the full coverage. I'll take my chances and save 3400 a year!

 

I can't remeber what mine is a year but it actually went down by about $25 a month when i bought the lightning from the insurance on a ranger 4 liter. GO figure

 

rtkilla,

Woah woah, ive been thinking about a bike but i always though insurance would be cheap. So your saying that full coverage is 3700 but liability is a mere 300 a year? And all the milage too boot. man i want bike.

 

I pay less on the truck than on my old 95' Grand Jeep Cherokee.

 

Bikes are nuts, when I had my Gixxer 750 the cheapest was $1300/yr. If you have no experience and under 30, they will ream you a new one . After the first year it went down to $800/yr but still.

A few things you can do to get some discounts are, join the AMA(~$45/yr) and good for a 5% discount(depending on state).
Get a cheap alarm ~$100 to get around 10% discount.
Take the MSF course, one more discount.

 

Mines cheap, I think it cost $35 more per year compared to my 2002 Avalanche.

 

I was quoted $1962 for 6 months and i have a ticket on my record and 2 wrecks

 

i think it really all deprnds on where you live.
me i am in charlottesville VA where the university is and i am only22 also and i pay $125 a month with full coverage

 

I'm 21 and live in Florida, I pay $207.00 a month for full coverage. Only 2 tickets that showed up were damaged parts( Tint Is Illegal).
Mike

 

I got you all beat on bike insurance. I'm 24, 2002 R1, 1st bike...$748 a year full coverage... Erie Insurance Co.

 

Ouch. 3700$ a year! ONE DAY ILL HAVE MY BIKE! ONE DAY!

-Mike

 

Wow!! I pay 130.00 per year for my Harley full coverage.I guess it pays to live in the sticks.

 

Cruisers are in a different category.

 

I cant believe what some are paying!!!! I pay $1600 for 2001 L, 99 monte carlo, 2002 polaris 500cc snowmobile, 2003 ski doo 600cc snowmobile... winter rules... ( everything has FULL coverage) +265,000 in homeowners Erie insurance