Just got two more credit cards yesterday! Now I have to get the e-fan, water pump, and Cervini's hood

 

lucky you.

the only credit card i can get is a 200$ one. but i know i'd go crazy just like you!!

get more bling, i love the wheels ! i want them too

man its hard to build credit

and if you ask how i got my truck, my mom signed the loan, but i make the payments.

 

LoL, its about time you got a cervini's hood you said you were gonna beat me to it and i've had mine for like 6 months
happy modding!

 

On the loan: make sure to get put on as a co-borrower, it will mean nothing to the bank since the loan has already been given, but it will mean everything to your credit report.

Also apply for things like a Dept store card (Sears, Circuit City, Dillards etc), those help up your credit score. Once you start getting legit cards, cancel the Dept stores cards.

I remember when I was in the millitary, I had trouble getting anything on credit, nowadays I could buy a car on a CC if I wanted to.

Be careful not to get in over your head, it's real easy to fall into the "I'll pay it later " trap and your "real" money gets put towards other things. Use it wisely and credit can be one of your biggest allies in this world. Good Luck!!

--wes

 

i tried to be the co-signer, they wouldn't except it.

sears and best buy turned me down for credit cards.

all i have is a capital one student visa with $200 limit

but its nice since i can pay it completely off anytime i get extra money

 

wow problem how old are you? i was offered TONS of credit cards when i turned 18. Highest was 4000 limit from capital one...

now i'm rolling platinums and can buy a car w/ my limit

 

Your truck looks Awesome Gene
isn't it great how we can spend all our money on HP and Bling, even when we don't have any.

Don't sweat it Probleminfected, be glad you don't have a ton of credit, Belive me I know As time goes on, they make it easier and easier to hang yourself

 

i know how you feel, I sent in the apps. for cc everyonce in awhile since I was 18 and got turned down every time even the my bank where i keep my money turned me down, and on my 21st birthday I got 3 cards in the mail totaling 8000 bucks. Its strange, no credit is just as bad as bad credit

 

Credit cards suck!!!! Pay cash.

 

 

well i finally tried getting a card from my bank, and i got one YEAH!
hopefully, they'll give me more then a $200 credit limit.