2009 - 2014 F-150

What to expect for pricing-2014's

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Old Dec 6, 2014 | 09:01 PM
  #16  
marjus's Avatar
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Originally Posted by TenaciousPimple
NC is way different, I guess. They've been offering 15k/30% off MSRP since November. I was just back at the dealership last weekend, and they still had 2 F-150s out front with 15k off signs on them.

The deal seems to be largely through Ford, as it requires you take Ford financing and have a trade-in.
Hi, beware about the trade-in that they give you the right price for it, that might be the catch.
For the Ford financing, read your contract very well, the small printing is about the most important part of it, check the interest rate and if you can refund it completely any time, If the interest rate is higher that you can get from a bank or other institute, it doesn’t really mather if you can refund your loan any time

When I change my old 2000 Expedition EB, they politely told me that it worth about nothing for them, so I sold it myself and got 4k for it
 

Last edited by marjus; Dec 6, 2014 at 09:23 PM.
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Old Dec 8, 2014 | 12:27 AM
  #17  
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Originally Posted by marjus
Hi, beware about the trade-in that they give you the right price for it, that might be the catch.
For the Ford financing, read your contract very well, the small printing is about the most important part of it, check the interest rate and if you can refund it completely any time, If the interest rate is higher that you can get from a bank or other institute, it doesn’t really mather if you can refund your loan any time

When I change my old 2000 Expedition EB, they politely told me that it worth about nothing for them, so I sold it myself and got 4k for it
i'm pretty sure, in most places, its illegal to offer anything other than a simple interest or front loaded interest loan. meaning, you should have no problem paying off a loan early, regardless of the agreed upon term or payment amount. they can't penalize you for paying things off early, or making extra payments
 

Last edited by downfromthesky; Dec 8, 2014 at 12:29 AM.
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Old Dec 8, 2014 | 08:09 AM
  #18  
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Originally Posted by downfromthesky
i'm pretty sure, in most places, its illegal to offer anything other than a simple interest or front loaded interest loan. meaning, you should have no problem paying off a loan early, regardless of the agreed upon term or payment amount. they can't penalize you for paying things off early, or making extra payments
Again read and understand your contract and specially the fine printing
 
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Old Dec 11, 2014 | 02:56 AM
  #19  
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From: NW Arkansas
Originally Posted by marjus
Again read and understand your contract and specially the fine printing
I bought my 2013 F150 back in Feb. The deal for one of the rebates was having to finance part of it thru the MoCo. I financed $20K simply because I was not intending on a purchase when I went to LOOK at the truck...but ended up driving it home. Sticker was $43,100 and I paid around $32K including my trade (2003 Toyota Tacoma which they gave me more than blue book for since it was so clean).

I paid off my truck on my 4th payment...and my first payment was $15K...so they didn't make more than a few bucks if any on interest off of me.

They didn't hassle me at all over the interest they didn't make....they sold me a new truck and that was their goal to begin with .
 
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