About to pull the trigger on a Ecoboost. Help please
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Member
Joined: Jun 2010
Posts: 37
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From: Hedgesville,WV
With the 1.9% i lost the $3000 but got $1000 from ford credit. X-Plan knocked off $3410.They gave me a $1000 allowance on the trade being a 99-newer trade in. Then i managed to get an extra $1000 on my trade over what i owed. and $2500 off the top of the sale. Its a 2011 and they were willing to work.
Last edited by Nitro83; Jan 17, 2012 at 05:36 PM.
Senior Member
Joined: Aug 2001
Posts: 1,248
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From: Northern VA
Yes, it's "either/or" on rebates, x-plan or not. You need to do the math. The 0% roughly saves $3,200 over prime credit and 5 years @ 4.9% (depending on how much you put down). The current rebates are $3500-4000?? So, take the money, refinance through a credit union for about 3.25% right now. You will actually save a ton of money maxing your rebates, refinancing, and making a few extra payments/ or making higher payments than what is due each month. Don't let the dealer fool you into waiting 91 days before refinancing. It's BS. There is no prepayment penalty. The 91 days is just so they get a kick-back from ford credit. Go in there one step ahead of them and watch them squirm. It's fun to call them out on their ways.