congrats on the purchase. I would say thats a pretty good deal. I had a similar deal with my 2009 FX4. $46k MSRP, I got it down to $33K. After trade in of my 2004, I financed $22K. Good deal I say

 

Well done sir! I absolutely love it so far!

 

Yea I will be going through USAA as well. Can get the FX4 I want around 30-32k depending if I go leather or not. But then I didnt realize you would get ford rebates on top of that! Thats awesome. Will make payments way less than I was expecting and give me more money to mod!