Recommendations / Suggestions : HELP!
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Junior Member
Joined: May 2003
Posts: 4
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Recommendations / Suggestions : HELP!
I'm turning here for some advice as I'm rather perplexed and frazled at the moment. I was hoping for some advice or words of wisdom (or encouragement).
My insurance bill came in today $965 more than what it was last year. I'm currently driving a 96 Bronco with 77k and an 98 F-150 with 112k. Both have full coverage as it stands today. Dropping full coverage and taking them both to just liability will get me the same rate I had with full coverage.
My problem lyes in that the 96 failed inspection (today none the less) and the 150 is creeping up in miles.
Cutting the insurance would solve my financial ill's, but between the rising price of that, and increased maintenance costs on the two I have, would a new 04 be in the cards?
The 96 trade-in blue books at ~$5500. The 98 @ ~$4500. I've been eyeing the 04 SuperCrew 4x2's. While full coverage on a new one would be quite close to full coverage on both, I still wouldn't have repairs/worries over the next three years / 36,000.
I could sell the Bronco, but there goes my transportation in groups. I could sell the F-150, but there goes my fun.
Suggestions? Help? Whiskey? ;0
--kris
My insurance bill came in today $965 more than what it was last year. I'm currently driving a 96 Bronco with 77k and an 98 F-150 with 112k. Both have full coverage as it stands today. Dropping full coverage and taking them both to just liability will get me the same rate I had with full coverage.
My problem lyes in that the 96 failed inspection (today none the less) and the 150 is creeping up in miles.
Cutting the insurance would solve my financial ill's, but between the rising price of that, and increased maintenance costs on the two I have, would a new 04 be in the cards?
The 96 trade-in blue books at ~$5500. The 98 @ ~$4500. I've been eyeing the 04 SuperCrew 4x2's. While full coverage on a new one would be quite close to full coverage on both, I still wouldn't have repairs/worries over the next three years / 36,000.
I could sell the Bronco, but there goes my transportation in groups. I could sell the F-150, but there goes my fun.
Suggestions? Help? Whiskey? ;0
--kris
Senior Member
Joined: Apr 2001
Posts: 691
Likes: 1
From: Gulf Coast
As a stock holder I vote for buying a new truck.....NOW!
Personally if you don't need both trucks and money is tight sell at least one of them. If your F-150 paid for and is anything broke on it, I'd sell the Bronco suck up the not going out in groups or take somebody elses car, er truck. You'd save money on gas. Save up like your going to put a good down payment on a 2005 and if you decide you can live without the extra space don't buy one and you got a decent amount of money in the bank. If you decide you can't live without the space buy the new truck.
Just my opinion though.
Personally if you don't need both trucks and money is tight sell at least one of them. If your F-150 paid for and is anything broke on it, I'd sell the Bronco suck up the not going out in groups or take somebody elses car, er truck. You'd save money on gas. Save up like your going to put a good down payment on a 2005 and if you decide you can live without the extra space don't buy one and you got a decent amount of money in the bank. If you decide you can't live without the space buy the new truck.
Just my opinion though.
