Have a 2006 FX4, with stock 20" wheels. From online, they are specified to be 8.5" wide, I don't know the backspacing.

If I had all the money in the world, I would buy the XD Monster wheels (20x9, 18mm offset) with some Nitto's in 295/60R20. I would also get the 5100 and level the truck so they would fit.

Here's my problem, MONEY. I need new tires now, so instead of buying all new stock size tires(275/55R20), I was thinking of leveling the truck now with bilsteins, and buying the 295/60R20 for the stock wheels. Then next year, I would buy the Monster XD's and move the tires over to them. I am thinking Nitto's of some type.

Here's my problem... Will 295/60R20 fit on stock 8.5" wheels with no rubbing if I level it?? I did find some posts saying they fit with mods, and I need a spacer? How many inches, and what is a good spacer to buy? I DO NOT want to do any trimming or anything, if I can get away with just a spacer, OK. No cutting.

Thanks all.