My first payment came out today, I have 47 more to go. I put $5000 down and financed the rest at 0% for the 48 month term and it costs me about $660 a month. This is all in canuck bucks so the numbers in real money work out to about 3400 down and 420 a month for 48 months. The invoice price for my truck was 37k and change, which is about 24k in real money.

cd

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Silver 99 F150 XLT Sport with Flare Sides...
Mods: K&N Air Filter, Tinted Side Windows, Reese Class 3, Pioneer Deck, Zapco Amp, JL Audio ('nuff said.)
Coming soon: Herculiner Bed Liner, Solid Tonneau Cover

 

$25,600 sale price. Put down 20,000 financed 5600 for 2 years 0 percent interest. 234 per month. Hell,my mortgage is 326 per month for 8 more years! ------------------------------------------- 99 F150 4x2 Supercab XLT 5.4 towing pack. power everything 2 tone Med toreador red with silver accent.

 

My truck(s) are getting so old that the payments are in the negatives now....

 

Use the equity in your house and refinance it to payoff your truck loan (while your at it do the credit cards and anything else you can think of. Uncle Sam will then allow you to deduct all the interest off your income taxes. I did this and it saves a bundle on a $25,000 plus (out to door) truck.

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RED-ONE
Red/Silver '97 F150 4x4 SC Lariat LB, 5.4L, Auto, 3.55 LS, Grey Leather Buckets, Tow Package, 10 disk CD changer, K&N air cleaner with housing mods., True Dual Exhaust out the back with chrome tips, Nerf Bars, Extang soft top cover, color matched front bug guard, window drip guards, cranked torsion bars, custom spring pack for rear, Michelin LTX A/T LT265/75/16.

 

Just got it, 60mths $400.00 5.9% from ford. $23,300 Out-d-door
We are on the alternating plan. New something every 5 years, It was HER turn this time. I get to drive the Explorer now. Wait a minute, it was HER turn last time too.

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2000 F-150 4x2 XLT Supercab Flairside 4.2 Auto 3.55 LS axle 255/70R16" Factory CD, Keyless entry, sliding rear window. Slim-Top hard tonneau, Front spoiler, K&N, Lund Interceptor, Kleen wheels

 

Put close to 17K down. Financed the rest at 4.9% for 36 months; $415 per month. However; I'm going to pay it off in one year, that works out to about 1K a month.

P.S. Something unusual. If you make extra payments (like I have been), Ford Credit takes them off the front not the back of your loan. Usually when you pay extra that does not afford you the ability to miss a payment. However on my current truck I could stop making payments until next March or so if I wanted to.


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1999 Lariat SuperCab Flareside, Amazon Green with Silver trim, 5.4L, 4x2, 4 wheel disc/ABS, 3.55 limited slip, towing package, fog lamps, sliding rear window, captains chairs, keyless entry with alarm, spray-on bed liner, bug guard, and K&N. http://www.csc.calpoly.edu/~bfriesen/truck.html

 

Payment? What in the hell is that? C.O.B., bay-bee. That's CASH ON the BARREL!

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'98 F150 XL Regular Cab, LWB, 4.2L V6, 5 Spd, 3.55 LS, Rhino Lining, factory heavy duty suspension, 3" Gibson Swept Side Cat Back, K&N filter, Oxford White minus the two tone garbage. BIG TIME FoMoCo p/u fan, not some fair weather hammerhead.

 

So Fordman where did you get that kind of $$ ?
Let us in on the secret.

 

Sold a lot of weed! Ha-ha-ha! Seriously, I saved up the jack until I could pay for it. Car payments are a burden, even on their good days.

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'98 F150 XL Regular Cab, LWB, 4.2L V6, 5 Spd, 3.55 LS, Rhino Lining, factory heavy duty suspension, 3" Gibson Swept Side Cat Back, K&N filter, Oxford White minus the two tone garbage. BIG TIME FoMoCo p/u fan, not some fair weather hammerhead.

 

They must be paying pretty good at those power plants.

 

I'm doing alright, turn on some more lights while you're thinking of me!

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'98 F150 XL Regular Cab, LWB, 4.2L V6, 5 Spd, 3.55 LS, Rhino Lining, factory heavy duty suspension, 3" Gibson Swept Side Cat Back, K&N filter, Oxford White minus the two tone garbage. BIG TIME FoMoCo p/u fan, not some fair weather hammerhead.

 

I paid $0 down, and financed the full $38,000 CDN through the credit union where I worked.
The total loan was over 7 years, at $560 CDN per month. I'm almost at the 2 year mark.


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Kelly

for more info on my truck, just click the link below and browse around.
http://www.fordf150.net

 

heres my trick to paying cash. stay single with no kids, go get a job driving a truck. live in it for a year, save up about 60-70 grand. buy that truck and whatever else. then start your family. truck comes first though. priorities:-)