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lol yeah, even with my custom tune and 3.73 gears the truck does hate hills and highway now. I like the look of 20" wheels on these trucks, fills the huge 4wd wells just right, and a 33" tire looks just right.
Looking at the damage closer, it looks like your rig took the hit well enough - not a lot of damage to the cab and beyond. Having seen some of the other front-enders posted on this site, that seems to be the trend. The F-150s can take a good hit and still let their passengers survive and even walk away. I hope to never test it myself, but it is nice to know.
That said however, I remain disappointed with the apparent lack of strength of the Front Bumper. Of course I don't expect it to remain unscathed, but looking at the photo, it looks like it is nothing more than sheet-metal, likely to deform on a little 3mph hit in a parting lot - let alone a 20mph hit on a SemiTruck. Not what I would expect of a 'Truck'. My old F-150 went through a cedar split rail fencepole without a scratch. What happened to those days?
I wonder if the Rear Bumber is also as week. Maybe I'll look into some aftermarket steel bumpers before I actually get to test the ones that I have (knock on wood). I know you Texas Rancher guys put some scookum bumpers on your trucks down there (to push cows around?). I may have to get me one of those. 'FabFour' builds some pretty nice bumper kits.
Good luck with the insurance company and finding a new girl. I would recommend a SCrew if you can find one. They are a pretty handy cab to have.