Was wondering what some of you pay Monthly for your Lightnings. and what insurance is like. i'll be putting between 7 and $9,000 down on a new vehicle. with x-plan of course. Not sure which direction im going in as of yet. I've loved Lightnings ever since i saw the 99 Lightning. So of course i want a Lightning and its my number 1 Pick. But it depends on what my monthly payments will end up being like, and of course the Killer overly priced insurance for a 20 year old. Any Responces will be most greatly appriceated. i only bring home a $1200 check monthly at the current moment since im taking pay cut. but dont want half of it going towards my vehicle. Latruhs and thanks


Ps. I Live in Kansas City, MO for all you guys around this area

 

This site was pretty close to my payments. http://www.cars.com/carsapp/national....tmpl&vp=27000

Keegan

 

i'm 19, i put down 8, got it x-plan, pay 440 for the truck and 170 for insurance a month.

 

I live in california and I pay 80 dollars a month.

 

Own the truck (2002) pay $72 bucks a month for the insurance on a multi-car plan, home owners, etc.

 

I found the insurance to be very reasonable for my 02 L. As a matter of fact it is cheaper than my 01 Explorer Sport. With a premium increase last month it comes to $52 per month. Insurance is a tough one to nail down because of so many factors (age, driving record, deductables, coverages, zip code, multiple drivers/cars/house/life insurance) It all comes in to play if you stick with one insurance company. I have had great luck with Allstate. Your best bet is to pull a VIN number off of a Lightning you are interested in and give it to you Insurance agent for a quote. FYI my agent told me the L is cheap to insure because it is rated as a plain 2wd pickup. I live in the KCMO area also.

 

Insurance will prolly be a b!tch...I pay 2400 for both of my cars with a pretty clean record.

 

ummm...$1200 monthly to work with.

How about take the 7 to 9 grand down payment and stroke a check for a new Kia Rio w/ 10yr 100,000 mi warranty.

Since you will hold title, you would only need liability ins which should run you less than $50 per month.

(If you do get the Lightning might as well get a new userid here, something like Forever Stock)

Good Luck.

 

Good luck dude!!

I live in OP!! If you get it email me and I will come check it out.

Call this guy in Liberty, MO 816-781-4370 Jeff Carr
Farm Bureau agent. He will give you a quote. Tell him Matt from KC/KS Farm Bureau sent ya!!

They will want to run your DL and SS# for a true quote..Let em know it is driven to work less than 5 mi a day.


Good luck..

My email is in my profile.

Matt

 

With a 1200 monthly income your not going to be approved for a lightning, sorry dude just being honest with you.

 

The secret word is, co-signer.

 

I am afraid to tell you, that there is no Lightning in your near future. Save your money and maybe next year

 

Gas will eat up half your paycheck a month especially if the Lightning is your daily driver .

 

My average annual fuel cost - $3640



My absolute annual ins cost - $792
W/the $500 deduct...

 

well thanks for all the responces, Though i will tell you. its not like with $9,000 for a down payment and x-plan that they wouldnt give me a Lightning, Plus i said im taking pay cut for the moment. i start getting my full pay again at the begining of December which is $2500/MO thats with taxes taken out. i just wasnt sure to expect mainly on Insurance. for someone of my age. its usualy brutal Thanks again