Lightning

How much do you guys pay or insurance

Thread Tools
 
Search this Thread
 
Old Feb 9, 2002 | 09:54 PM
  #1  
Rogue Stang's Avatar
Thread Starter
|
Junior Member
Joined: Feb 2002
Posts: 1
Likes: 0
Question How much do you guys pay or insurance

I'm looking at a 2002. I was woundering what you guys pay for insurance? I'm 24 and haven't had a ticket or accident in almost 4 years.

Thanks
 
Reply
Old Feb 9, 2002 | 10:16 PM
  #2  
14U2C's Avatar
Member
Joined: Apr 2001
Posts: 28
Likes: 0
From: Rocklin, CA
My carrier rates my L as an F150 4X2! Thats it. Most carriers don't know how to rate or even know of L's. Just tell them 2 door V8. I think I pay around $300.00/yr

14U2C
'01White
Gets faster when I wash it
 
Reply
Old Feb 9, 2002 | 10:28 PM
  #3  
timperkins's Avatar
Member
Joined: Jan 2002
Posts: 20
Likes: 0
From: KS.
Thumbs down

$300.00 a year ???? post a copy of your bill it is more like $1300.00 in CA. $750.00 a year in KS. on a 2001 L and ALL insurance companys know what it is by VIN. Tim
 
Reply
Old Feb 9, 2002 | 10:35 PM
  #4  
BlownSVT2001's Avatar
Senior Member
Joined: Sep 2001
Posts: 319
Likes: 0
From: SoCal
24, no tickets, and I pay $87 a month.

Doug
 
Reply
Old Feb 9, 2002 | 11:08 PM
  #5  
svt360's Avatar
Senior Member
Joined: Jan 2002
Posts: 954
Likes: 0
From: amherst,ny
i pay $800 for 6 months thats thru geico
full coverage
 
Reply
Old Feb 9, 2002 | 11:09 PM
  #6  
Frank S's Avatar
Senior Member
Joined: Mar 1998
Posts: 1,719
Likes: 1
From: Blue Ridge Mountains, GA
Just under 800 a year. I love GA but Atlanta insurance is a killer. All the freakin' car thieves here.
 

Last edited by Frank S; Feb 9, 2002 at 11:13 PM.
Reply
Old Feb 9, 2002 | 11:10 PM
  #7  
svt360's Avatar
Senior Member
Joined: Jan 2002
Posts: 954
Likes: 0
From: amherst,ny
failed to mention i have a terrible driving record with 1 dui and 1 dwi 10 yrs ago
 
Reply
Old Feb 9, 2002 | 11:16 PM
  #8  
svt360's Avatar
Senior Member
Joined: Jan 2002
Posts: 954
Likes: 0
From: amherst,ny
im also 34 single so i think its safe to say that i am at the upper level of insurance cost,thats not bad considering i tried to buy a mustang LX in 94 and couldnt even get coverage for that,i was so pissed i had special ordered it and everything,well one good thing is that wonderful company did me a favore because i would probly be driving a mustang right now instead of the L

on a more personal note i try to be as honest with insurance companies as much as possible,i mean i dont just claim **** for no reason,if everyone were like this insurance would be so cheap and more beneficial just my opionion
 
Reply
Old Feb 9, 2002 | 11:20 PM
  #9  
Speedin Bob's Avatar
Senior Member
Joined: Apr 2000
Posts: 4,402
Likes: 0
From: On the side of the Road attempting to explain 135 miles per hour
'01 L, '98 ML320

$250K/500K/250K
$50K prop
$500 deduct

$394 every six mos.

over 30, no tickets or claims

 
Reply
Old Feb 9, 2002 | 11:31 PM
  #10  
CrazyFoo's Avatar
Senior Member
Joined: Aug 2001
Posts: 1,208
Likes: 0
From: Clinton Twp, Michigan
19 yrs old
$194/ month, tix just turned 2 years old, so the insurance does not count them.

--Justin
 
Reply
Old Feb 9, 2002 | 11:31 PM
  #11  
crazyfool's Avatar
Member
Joined: Nov 2001
Posts: 32
Likes: 0
From: New Orleans, LA
$2000/year in New Orleans. I'm 22 with no accidents.
 
Reply
Old Feb 9, 2002 | 11:40 PM
  #12  
JefF150's Avatar
Member
Joined: Oct 2001
Posts: 54
Likes: 0
From: San Antonio, TX
Make sure you compare apples to apples

Full coverage does not mean "full coverage".

Just because you have every coverage does not mean that you have the same deductibles. There are also other variables to consider - age, state, county, record, type of vehicle, miles driven per year, marital status, etc.

To compare costs make sure you right down what your current policy consists of. For example:

Collision coverage w/$500 deductible
Comprehensive coverage w/$250 deductible
Towing and Labor endorsement
Rental Reimbursement $30day/$900max
Bodily Injury Liability $50K per person/$100K max per accident
Physical Damage Liability $100K max
Stereo equipment endorsment

Because your agent tells you you have full coverage does not mean that you have every coverage/endorsment available.

Caveat Empor (sp?)- Buyer beware!
 
Reply
Old Feb 9, 2002 | 11:42 PM
  #13  
Boone52's Avatar
Senior Member
Joined: Dec 2001
Posts: 247
Likes: 0
From: SanAntonio, Tx.
24, clean record, and single $130.00 a month. That is in sanantonio though. Ins. is really high here.
 
Reply
Old Feb 10, 2002 | 12:01 AM
  #14  
14U2C's Avatar
Member
Joined: Apr 2001
Posts: 28
Likes: 0
From: Rocklin, CA
Insurance

Timperkins,
I Don't need to post my bill. You are obviously paying too much. I know. I am an Insurance Broker. Why don't you stand up before the class and separate the vin number for us Timmy!!!Speedin Bob is on the right track. Look around Tim and don't insult me you goof.

14U2C
White '01
Faster than you
 
Reply
Old Feb 10, 2002 | 12:13 AM
  #15  
SLVRLTNG's Avatar
Senior Member
Joined: Nov 2001
Posts: 2,042
Likes: 0
From: Redmond, Wa
Timperkins,
I Don't need to post my bill. You are obviously paying too much. I know. I am an Insurance Broker. Why don't you stand up before the class and separate the vin number for us Timmy!!!Speedin Bob is on the right track. Look around Tim and don't insult me you goof.
14U2C....GET A GRIP MAN




I have state farm and i told them it was a reg f150 4x2 and when they ran the vin later at state farm(not the agent's office) it came back as an svt f150. Now I pay about 500 for 6 months...over 30 1 ticket 18 months ago...JR
 
Reply



All times are GMT -4. The time now is 07:00 PM.