Is the L considered a F150 when you go to insure it or is it considered a HiPoFo?
Does the VIN indicate its L condition?

 

I agree with Undy. State Farm knew what mine was and the rates are higher then a standard F150. Other companies may vary though.

 

I concur with BaddKharma. I pay less for the L than my wifes Maxima.

 

When I traded my 1999 F-150 XLT 4.6 for my 2000 L my insurance went down $1 for a 6-month policy. It says 2000 Ford SVT F-150 on the insurance card, and all I told them was the VIN, so they must know what it is.

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<A HREF="http://users.ev1.net/~temurphy/lightning/" TARGET=_blank> </A><A HREF="http://haloclub.svt-lightning.com" TARGET=_blank> </A>
2000 Black Lightning
#4399


[This message has been edited by Madhouse (edited 06-27-2001).]

 

My insurance company knows that it's an SVT. The agent said it was considered "just a truck" but when the policy came it clearly stated F150 SVT Lightning. My insurance costs slightly more than my 97 F150 and but less than the wifes Explorer. Go figure.

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Rick

'00 #2236 of 4966 - MY Mods
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Moderator 2nd Gen Lightnings

 

I called my ins agent today for a qoute and it will be about $250 more a year but I have a 16 yo in my household. Still, not bad at all.

 

Insurance is higher on both my 96 Civic EX daily driver and wifes 2001 Jeep Cherokee than the Lightning. My Insurance Card states F150 Lightning.

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99 Lightning- JL equipped! JL Ram Air, JL Daiblo Chip,90mm MAF,JL Power Cooler, Level 10 shift kit,PSP Lower pulley, Single Blade T/B, Bassani exhaust, NGK's. 12.42 at 109.6..Full trim and stock convertor, MT Street ET's.
New times w/ JL converter coming soon!

 

no....yes...yes

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2001L, red, born 2/6 and arrived 2/28!!!
JDM chip
crankcase filter
PSP lower blower pulley
12" Big Mouth filter
Magnaflow
Wet Okoles
Bedrug
Pro-Sport Lid
Let the mods begin....


1969 Vette coupe, 496ci stroker big block, aluminum heads, 4340 crank & H-beam rods, JE 10.8 pistons, roller everything, McLeod dual disk clutch w/ aluminum flywheel, Richmond 6 spd, 3" dual exhaust, 300hp nitrous fogger, much, much more.
LS1 eater.. big time!!

1985 FoToLet, work truck, 85 Toyota 4x4 (started as), Reading bed, ladder racks, 8" lift, 33 x 12.5's, Vette 350 4 bolt motor, Hooker Super Comp headers, Ford 9" rear, Toyota front diff, turbo 350 coupled to a Toyota transfer case, 410 gears, a/c & power steering. f-a-a-s-t A/C & heat calls..... my specialty.

web page: http://personal.picusnet.com/undy

 

My insurance carrier listed the vehicle as an F-150. They were aware of the L status but it didn't change my rate. I traded in a Durango for the L and my rates actually dropped. Insurance rates are based on repair costs, liability and driver rating. Since the L is listed as a 3 passenger vehicle, it is classified as less of a liability than a 4 + passenger vehicle. But insurance calculations are different in every state, so shop around.