I really want to get my hands on one, at this point I'll take either a 2000 or 2001 but I'm scared about the insurance.

I'm a 23 male in New Jersey, anyone have any idea about how much it would cost for me to insure?

 

Capt,

Try www.progressive.com .

I did a few quotes and saved myself 400 bucks with the same coverage. Yes, they classified it as a Lightning and no, I don't work for them



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Brake Late, Dive Deep

Speedin Bob
Owner/Operator/Pilot of the "Red Rocket" (your mileage may vary) Lightning #2504, 6/17/99
NLOC # 438
**detuned for winter**
times irrelevant
removal of chipenfilter and ram air kit, return to stock airbox, 17" Expy rims with Comp T/A tires (they were cheap ok)

Summer setup
13.56 @ 100.89, 1.97 60' on F-1's (still learning)
JL Ram Air, JDM Chip 'n Pulley (on the way), Keyless Entry, Retrax Bed Cover, Shackles, Wet Okoles, Mobil 1/FilterMag, Clear Corners

 

IM 24 and i pay 450 for the whole year with a $250 deductable on collision and i have a perf record.

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2000 WHT LIGHTNING
#2013 Born 4/6/00
Stock 14.03 96.3mph
w/superchip 13.53 101.5mph
w/superchip and JL filter kit 13.23 @ 104.2

 

im 20 years old i live in pennsylvania and my lighting and 93 cobra cost me 1800 per year threw allsate. My cobra is taged as a collectible a slightly newer thing in pa. But keep in mind that i have a perfect driving record, except numerous tinted window violations but that dont go threw your insurence company ,,, give them a ring good luck ,,

 

My insurance here in NC(near Charlotte) is $544 a year for my 99 L. Thats for full coverage w/$250 deductable and me being 25, non-married. I have been with the same agent/company for 9 years.(Nationwide which list it as a SVT F150)

Billy

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90 LX coupe 393ci
93 LX hatch 357ci
99 Red Lightning #389

 

I'm with Nationwide Insurance here in Texas... I paid $598 for a 6 month policy with 1 accident nearly 4 years ago...I'm 21 and they classified the the L as a 2000 F150....go figure.

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Red 2000 SVT Lightning
# 4446
JL Filter Kit
L-Mats
Phantom Boost & Water Temp Gauges
Extang BlackMax Tonneau
Limo Tint

 

You guys are lucky, right now for everything I have listed below I pay $1800 a year, clean record.

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black 97' x-cab 4x4, 5 speed 4.6, black westin nerf bars, pilot ground searchers, borla SS split rear exhaust, K&N genII, bosch +4 plugs, flexalite electric fan, v-tech oval side window covers, IAS shocks

premier 720, pioneer 6cd changer, 12 premier sub, premier componets, 2 soso amps

still to come: new spark plug wires, new rims and tires, maybe a supercharger eventually.

 

Speedin Bob - That place doesn't give insurance to NJ, Jersey insurance is high becuase we are all horrible drivers and alot of companies won't insure here. Thanks though.

WHTLIGHTN - do you mean 4500 or 450, b/c 450 seems really low.

 

yes i did mean 450 a year im through MET LIFE and they show it as 2000 F150.

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2000 WHT LIGHTNING
#2013 Born 4/6/00
Stock 14.03 96.3mph
w/superchip 13.53 101.5mph
w/superchip and JL filter kit 13.23 @ 104.2

 

Do a SEARCH. This topic has been covered several times in the past.

 

Greatest legal scam ever hatched.

I'm insuring my plain-old 2000 silver F150 (which just happens to run 13.7's bone stock with the blown 5.4) for the princely sum of $400 per year, fully covered, $250 deductible. Insurer didn't/doesn't have a clue. Imagine my shock when the quote came in. Perhaps I need to insure one of those 488 cubic inch V10 Dodge - uh - NEONS with them, also.

 

Last week I bought a 2000 Lightning with 10,000 miles on it, and I found this:
For me, 18 year old male, to be insured by AAA (under my parents), it's $150 cheaper for me to drive the Lightning than a 2001 Nissan Maxima (my other choice).
AAA thinks of the Lightning as a 4x2 Ford Pickup with a V8. Not a big deal to them.

 

i was 20 years old when i bought mine and to have the truck in my name with a clean record fully covered was gonna cost $5400 an year. thats $450 a month. but i bought it thru my company and put it on the fleet policy and it is $900 a year. i was as shocked as you all was. my agent told me that it is listed as a high performance vehicle and that was why it was so high.

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Rusty McLain 99 Red Lightning w/ cd changer and towing package,johnny lightning superchip,PSP Filter, full bassani exhaust, johnny lightning ram air, and a red 94' lightning.
99' 1/8 mile 8.58 @ 83.6mph 1/4 13.34 @ 102.4mph
94' 1/8 9.69@72.9mph
1/4 15.101 @ 89.9mph

 

Insurance for 00 lightning in NJ $1525
Insurance for 98 cobra in NJ $3200

I am 40 yr old male, no tickets or accidents