When I got insurance on my L I was surprised that I was getting the same rate as if I had a "normal" F150. Should I call them back and beg them to take more of my money? (in case I need to make a claim) Even the dealer seemed surprised.

 

LHound:

Shhhhhhhhhhh....

Let's enjoy it while we can..



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Rich
1999.5 SVT Lightning - Red. Super Chip. K&N Filter. Viper Alarm w/remote start, Sir Michael's roll pan, smooth corners and steps w/billet inserts, clear corner lenses, Cervinis Ram Air hood, ARE Cover w/ wing, Momo billet pedals, cd changer, cover, Phantom boost gauge, MTX Thunderform w/ 2 10" MTX Thunder 4000 subs. 5-channel 500w. Clarion amp.(APA5241), (4)Polk Audio 3-way, 130w. DX 7's, Color-matched Muth signal mirrors, Soundproofed cab, BedRug, AIM 2" Drop, Trenz billet grills, etc. Build #2755
TampaSVT@Tampabay.rr.com

http://web.tampabay.rr.com/tampasvt/...Lightning9.jpg


1999.5 Expedition XLT
2001 PT Cruiser Limited on the way!!!

 

TampaBayLightning is correct. The odds are they may catch their mastake later on but for now, Shhhhhhhhhhh

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Jim
jim@jimshaw.cc

Black 00, Swanson Chip (Superchip re-burn is on the way)
super whites, Airaid w/10" Big Mouth filter, chrome wheels
AIM 2" drop shackles, Mobile1 w/FilterMag, clear corners
2000 E320, 1993 Cobra R, 1959 Corvette, 1949 Plymouth Coupe

Looking for a better paying job to support my L

 

My insurance guy said he thought there was a difference but he rated it as an F150 to cut me a break. Besides he thought I was old enough to know better than go racing around town. Yeah right. My rate actually went down when I traded my Explorer for the L. I guess that's the beauty of being over 40.


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Rick - Hwy_2_L@HotMail.com
Friends don't let Friends drive Chevys
White 00 - Adopted May 3rd 00[*] V1 with Remote[*] Superchip Flipchip CUX2R2[*] Airaid Filter Kit - S&B Big Mouth Filter[*] Magnaflow Custom Catback[*] AIM 2" Drop Shackles[*] Hard Tonneau[*] Bedrug[*] Clear Front Corners[*] Ultra Whites – top and bottom[*] Taillight Covers[*] Lightning Hitch Cover[*] Custom FL Tag[*] Muth Signal Mirrors [*] Eclipse 54410 Receiver, 5962 In-Dash CD Changer[*] MB Quarts - PKC116 Front, DKC116 Rear[*] Alpine MRV-F353 5 Channel [*] Limo Window Tint [*] Keypad Entry Handle




[This message has been edited by Hwy_2_L (edited 07-25-2000).]

 

I have HARTFORD Insurance and from what i understand they give a discount for Ford cars and trucks i am paying less for my 99 lightnining than my F150 4/4

 

I believe these trucks do not pose an additional liabilty to the insurers. Of the few wrecks I have seen on this board all have been hit by someone else. Evidently most of us are older and have learned how to drive. My insurance company charges the regular F-150 rate.
noelvm

 

So far my insurance company is rating my Lightning as a regular f150.

I too pay less for my L than my 4x4.

I have already gone through one renewal and no increases...yet. My next bill comes in August.

 

Just got my new policy last night.Premium went up almost 150 bucks,it clearly stated on the policy "1999 Ford SVT Lightning" oh well, It was expected.I knew they would realize these are no regular F-150's.

------------------
Spiro-TEAM PSP
BLK. #1476

Best run to date
12.753 @107.98
Best 60` 1.84
Best m.p.h. 107.98
@ 4700 lbs.
"Empty Pockets Racing"Drag Race Team NJ-DE
Spiro99SVT@aol.com
LAUNCH HARD

 

i pay about 50 bucks less (six months) than i do for my 95 flairside 4x4 but that's listed as my primary driver wher my L is listed as a recreational vehicle guess that is the advantage of having multi-car discount ya-think

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2000 SILVER L
2000 MOUNTAINEER V8 AWD
1995 FLAIRSIDE 4X4

 

Since there are so few of the new lightnings around, the insurance companies have not had the chance/ability to do actuarial studies. If enough lightnings start getting into accidents and the insurance companies notice this, they might get their statisticians to run some numbers. For now, they have simply used the ones for the F150, so drive careful!

 

Mine's high!
------------------
November 18, 1999 We will not forget.
The fallen 12 will live in our hearts forever.
Fightin Texas Aggie Bonfire 1999



[This message has been edited by DUCK01 (edited 07-26-2000).]

 

You'd think theft would be an issue as much as accidents...

Rich

 

Duck-

Thanks for the visual, I thinking I am going to toss my breakfast now.

 

thanks duck: just spit coffee all over the keyboard. i was wondering what the l would be like on ins rates. looked at one the other night. sure was sweet. guess me and my three speeding tickets better wait awhile though. at least until i get some of the points back.

 

I wish i had a "Truck" rate. It went up $400 from the Contour SVT I had. (That was in the Performance Sedan class). Give me a week and hopefully I will finnaly be able to get a better rate (I'll be over 25). These company are just out to make the big $$$, and young drivers are an easy target, especially in NJ!

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-------------------------
00' Ford SVT-150 Lightning
Silver Metallic