I'm goin throught my quote paper work, and I noticed the "Amount Financed" is $3100 more than the "Sales Total" (With Tax, title, and all options).
Ford Credit claims this is a simple intrest loan, so I think the dealer might be trying to pull a fast one. Any thoughts?

 

If you're financing approx. 31,000, that sounds about right.

 

No that is wrong. amount financed is what you are paying!!They are pulling a fast one.Total amont after financing is ONLY on the contract not the pre sale agreement.They are trying to scr## you.I am in the car buisness, believe me.What is your payment? they can figure that out. i financed 30,600 and my payment was 706.00 a month before i added life insurance(after the sale) now it is 726mo.at 13.9 .Yes i am a deadbeat. you should be able to get atleast 9.9% I have too much in my name so i am a "high risk".

 

Call them up, they had life and Disablity insurance, cross checked the finance contract and the printout, the finance contract, is right, someone entered a wrong number in sale computer.

 

Yes that is a good rate.You might even lock in at even better. When your truck comes in, see what their special financing rate is. sometimes you can get 5.9 or 7.9