Oh how I was makin fun of that dodge that tryed the king ranch thing, and said it would take a lot to get rid of mine, well I love my truck so much, but the payments are gettin the best of me. Im considering to trade in, acutally go down to a f150 extended cab, not only that but a older one a 2003. I dont like the new fords extended cab I like the older body styles, plus it has lower miles what I have already. Its just, Im so not ready to get rid of mine, but I really am gettin sick of always bein so broke. Its really a hard decision, this is prolly not the place to discuss this topic, but Its just a real bad deal, I duno what Im goin do.

 

What are you paying each month?

 

over 500

 

holy chit man. I understand now. Thats rediculous IMO.

 

yea been payin that for about a year, i gotta find a way to lower it I really dont want to get rid of it

 

Your interest rates must be out of the roof for it to be that much.

 

9 i think maybe i should refinace?

 

Well how much was the truck? 500 a month is outrageous no matter how many years you financed for. Maybe I'm wrong, I'm not good with numbers and math

 

i think i around 20k

the first year will be next month, and I duno i been makin payments fine, and
now just all of sudden i dont know happend. I think i could be in over my head, umm upside down.

whats your payments? if I may ask or do you own?

 

Yea, somethings wrong. I'd check into it. IMHO I don't think there is anyway you should be paying 500 a month on a 20k vehicle. Unless you are paying it off in about 3.5 years.I'm not really sure, but look into it and good luck with whatever decision you make.

 

ya thanks im goin call my bank next week and see if they can help me out

 

He could very easily be paying 500/month. When I got my 01(new) it was 29,900 traded in my 98 extended cab for 11,500. With 6% interest payments still started at 475.00

 

I pay a little over that for my F250 KR

I trade all the time....like the wind blows.

Don't expect to have this truck for more than another year. But who knows.

She is doing the job right now.

 

How many years?

 

how much was the truck and how long did you finace/put down? my payment is $700 a month with 0%apr for 48 months and i believe i put 5k down to get that rate