my girl already plays that card- everything is ours! everytime i say its my truck- she goes umm no its our truck. So then i should be able to spend money on OUR truck right lol

 

Right lol... however i do alot of side jobs- so i get alot of cash coming in. So i figure hey its extra money lets go out and buy this toy lol. Im not making us go into debit cuz we dont depend on that money.

However now we kinda setup whatever side money i get half goes into the joint and the other half is my allowance. I dont really like that idea lol

 

The more you spend, the less there is to divvy up in 7 years at the divorce hearing.

 

In 1985 I got the ok to buy a new pickup. 14 years later I got to replace it with this '99. That was 11 years ago.

She's got me on a short leash I tell ya!

 

i should have asked this question before i got married

if she didnt ride her own crotchrocket i dont think this would have worked out so well lol

 

I'm a banker, the old bag is a hooker. She makes the cheese.

 

Set a budget and stick to it.

 

I learned with the first marriage. When a woman buys something for the house(that a man don't need) she says it is for the family. So all of the money is spent by the woman because it is in the best interest of the family. So you let it happen, and get a few crumbs that are left over.

But what you do is, since you take care of the cars and yard or what ever, you need to pad that account. After all she don't know what you have to do to keep her car rolling. So you just hedge the truth a wee bitt. When you go to the parts store to get oil, filters, necessities like that, you just throw in a few extras that you want, and she'll never know. So in the end, you don't have to argue, because you spent the money on her car.

 

I know this is probably not much help, but just be thankful you didnt marry one who spends all day shopping and blowing all the money on designer stuff.

 

Me and also my married friends have seperarte accounts for the fun stuff....We have direct deposit so we have it split up. 10% we tithe off the top, then 10% goes to the "toy accounts" the rest is for bills and savings.

 

my wife and I direct deposit our checks into our "joint account" then she gets a set amount into "her" account and I have the same amount into "my" account, if I want something it comes from "my money" and same with her...


it helps out a lot and I don't have to ask buy anything as long as it comes from "my money"

 

I am not married but living with the old lady and having a kid we might as well by married.

I am cheap, she spends like it is going out of style. I make ~3.5 times more than she does. She doesn't know exactly how much my take home is every month ($3200 every 2 weeks). She knows its a lot more than her but not that much.

Our bills are 2/3's me 1/3 her. I have hinted at it but I don't want her to catch wind of it and go blow all her money are crap that she doesn't need like designer clothes nails every week etc because I do plan on buying a house by next year with a very very hefty down payment.

The trick is you guys have to live below your means, not living paycheck to paycheck, you need your rainy day fund. If someone loses their job you will be strapped for cash for a while, vehicles need major repair like a trans or motor job, washer or dryer quits, need a new furnace in your house etc. You never know when one or more of these things will come up and you need to be prepared

 

My wife and I both work. We pay the base expenses of the household (mortgage, utilities, insurance, retirement savings, other ongoing expenses and savings) out of one account. The contributions to this base account are determined by comparing each of our incomes to the total household income of our family and having each of us contribute to that percentage. (I make substantially more than my wife, therefore I contribute more to the base account.)

Any money that's left out of her or my check beyond these base expenses is ours to do with as individuals as we please. I am a saver, and usually save my money long term for big "toys" -- I own my "garage queen" Mustang and F-150 free and clear and paid cash for both of them. My wife is a spender and by the end of each pay period she has frittered her money away on Starbucks, cosmetics and bubble gum. But that's ok with me, since it is her money and she can do as she pleases. If she gets mad at being broke by the end of the pay period, then she has no one to blame but herself. Likewise, I do with my money as I please, so she can never raise an eyebrow about something I buy for my garage, my cars, or myself.

This program works great for us, and I can honestly say that in almost 15-years of marriage, we have never had one fight about money......

 

Divorce