I can't believe it took that long to bring up the block heater .

 

They finally told you to get out after seeing their "hydro" bill, eh?

We'll see how often you plug it in if you do finally leave the nest

 

If you arent 21 yet, make sure you account for alot of extra money when you turn 21. If I took all the money that I've drank away in the 2.5 yrs I've been of legal age, Id have alot nicer of a truck.

My only advise to you is, while being out of your parents house may seem like a good idea, you will realize how nice it was as soon as you move out. I have lived at home all my life just for the financial aspect. Renting is like throwing money out the window. If you live at home and put 450 a month into a savings account, you'll have a very hefty down payment for a house when you are ready to buy one. Thats what I am doing right now and I'm well on my way to getting one.

 

Back in college I had some student loans that helped pay for some of it for the first few years. Once I got a job that paid $16/hr I was able to get by without the loans.

For my last 2 years of school I had that job and worked 40+ hours during the summer, and 30-35 hours during the school year.

- NCSU

 

If you think you're ready to get out on your own, you need to realize that you need to quickly become an extreme tightass. Save up for about 6 months...I'd say no less than $4 or $5 grand; $1,500 would go too quick. Then write out all of your monthly expenses. Take that number, multiply by 1.5 and you'll have a realistic estimate of your expenditures. It's always best to overestimate what you'll be spending because as mentioned before, bills,etc add up QUICK! and you've got to learn to be stingy and save.
I'm 25 and in grad school going through the same stuff man.

 

I bailed when I was 21. I've been pulling $850 a week atleast since I was 18 so it was hard to get out of the rockstar lifestyle and actually pay for crap. I got a 1 bedroom for 679 a month+electric+phone+internet+water it was an easy $1000 a month plus the truck payment and the quad and a personal loan. So every month I was forking out 1900 in bills and still living pretty good. The move in cost will KILL you! I spent $400 on random crap when I moved in. You dont realize how many useless thing you have/don't have until you attempt to "decorate" your own place.

 

I was thinking the same thing. Somebody got yelled at for running up the electric bill.



It's tuff man. Stick it out a bit longer and save up some money. You will be glad you did. If you were already making enough money to move into a nice place, you probably would have moved out by now. A lot of stuff can go wrong when you first move out and don't have money. An example: Your water heater goes out in the middle of the winter and you don't have enough money this month to pay for that and rent. That is why it's good to build up a good stash.

 

im doing the exact opposite right not that your wanting, moving home tomorrow after my final. gotta love living at home, you get HOME COOKED MEALS!

 

Are you looking for something like a Bat cave?

 

Lucky for me I had the gov't pay for my education. I also work for the gov't too. I have no debt other than my current $7,600 on my F150... which will soon be paid in full in like 6 months or less.

It's kind of nice bringing in a big paycheck and getting to pocket all of it.

 

Public aid so you can have 2 trucks??? Nice.

 

yeah, im 21, have a kid, and am paying for a $200k house. i just have grandparents watchin my baby girl when i work. plus i have my truck, and my few budget minded projects.

 

Be glad your in IN. A studio in NYC will probably run you $1500 and up a month easily. I say suck it up and save.

 

I moved out at 19 as well. Nothing makes you grow up faster than living on your own and supporting yourself. I'd recommend it for everyone. Good luck.

 

x2 on being glad you're in IN.

Prices in CA are almost as bad as in New York. Even in the most ghetto areas of LA your over a grand for a crappy apartment. The nice ones are some serious cash.

If you want out bad enough, sell your truck and buy a beater. That'll get you some extra cash.

I had roommates when I first moved out but after that experience it's worth it to me to pay more money for my own place. Roommates BLOW!