Which check am I referring to? The one to pay off my 2007 SCREW FX4! I bought her new just 9 months ago and now the title will be MINE! I'm so !@#$ excited to keep that $613 a month in my checking account from now on that I just had to share it with everybody. For those that haven't seen my truck, feel free to look at my gallery...my boat is in there too and I just paid it off a couple months ago (about 5 years early). WOOHOO!

 

Good feeling isn't it!?!? Although paying a new truck off in under a year, is pretty impressive, must not have much in the way of expenses, that or a great paying job......are you guys hiring????

 

GREAT feeling. I have a mortgage just like the average American, and the value on that property has taken a dive lately just like nearly everyone else's, but one thing that helped me pay off my boat and truck early is that I don't have ANY unsecured debt. Would I like to spend money on things I don't need on a credit card? Absolutely...but I've learned the hard way that it's not a wise move and I won't make that mistake again.

We're always hiring...

 

I can't wait to have that feeling again. My truck and the wifes Accord will be paid off in about 9 months and we'll be debt free, except for the house of course. Hopefully I'll finally be able to buy a boat next year

 

That's awesome man. My goal is to finish maxing out my 401(k) for the year and have about $50k for emergency expenses in my high-yield savings account by the end of October now that the truck and boat payments are out of the way. BTW, I love the look of those Firebirds/Trans Ams!

 

You must have a good paying job to be able to save $50k in 7 months, on top of house payment and 401(k).
BTW you can donate a check to my bank for my truck if you want to, you can use it for a tax write off.

 

A good paying job does help, however too many people miss the point that it's not as important that you make a ton...it's more important what percentage of that wealth a person doesn't give away to the wrong people (the aforementioned unsecured debt). There are absolutely situations where people just can't help it when they get in a tight, but most of us spend money we don't have any business spending. I've personally known people that made over a million a year that are flat broke...

Your request for making a donation to your truck fund is entertaining, but I plan to make my donations towards those who aren't as fortunate as you and I to be the proud owners of the best selling truck on the road.

 

I think that when you make that last payment & you have the Title in your hand you should drive down to your dealer & trade up to a F-450 King Ranch 6.4 PowerStroke...........& then pay that off in a year!......Now that would be cool........ Gongrads!.........

 

Dept free? I have yet to experience this. What is it?
University student + Brand new truck = Dept until I'm at least 30. (Not including mortgage)

 

Paid off the wife's car last December, but I still have my truck payment and my daughter's car payment. It's a vicious cycle.

 

Congrats man!

 

hahaha...isn't that the American way? Let's get more than we need! LOL

 

What does you daughter zip around in? I hope that she helps you out with that note.......When I was a kid, my dad said.....son, do you want to get a car? I said "Yes Dad" he stated "Then ya better get a Job Kid!"......

 

Thanks bud! Now if I can just keep myself from buying that 2008 Harley Davidson Rocker C beauty I might be able to fund that emergency savings account.

 

I'm going through the same thing right now with the 2008 Fat Boy! Candy Red of course!....I'm retiring from my present job in June! With my severance $$$ I will just buy one cash. I've got my eye on another job in the meantime! If I get it, I'm definetly going to pull the trigger on it! One dealer is offerring $2000.00 worth of free upgrads/accessories to boot!.....Ohhh the pain!....