I agree...even 6 years is excessive and 5 is borderline

 

Dang, if that is what an 02 is going for, I'm going to have to think about selling my 05 and taking the profit and buying a f-250.

 

What the heck mang? I thought that was normal for a 02 FX4. Any searches on Autotrader or Cars yield similar prices for that same truck.

For example:
2002 75K FX4

or

2002 55K FX4

BTW, what you guys think of this one? Looks sharp.

 

My buddy bought this black 02 fx4 back in the spring for around 13.

 

I'd go 7 years with no worries... heck for the right contract I'd go 20 if they'd let me. Definatly won't take me that long to pay it off. You can always pay more each month, they tend to frown if you pay less. I stretch it for as long as I can and insure that there are no earlly pay off penalties. Becasue it will be paid off waaaay early.

 

I will almost gaurantee that, that dealer prob has only 12-14k in the truck and could take 16k or so out the door. Most used vehicles are priced on the trade in value plus 3-4k so if they gave a guy 12 for it, they would prob ask close to 16 or so for it, sometimes they get greedy, but used cars have a lot more room to haggle and knock off pricing