What Step Are You?
What Step Are You?
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Senior Member
Joined: Jan 2005
Posts: 851
Likes: 1
From: ....I could be anywhere....
Originally Posted by UrbanCowboy
How does one find out??
your insurance carrier should send you some detailed paperwork about
your recent (if any) traffic infractions..
i think i get mine quarterly
but that is what determines where your rates are set at
bad driver or good driver
and they go back (i think) 15 yrs into your driving history
any new infractions just prolong the old ones
and thats the way it is
...zap!
Senior Member
Joined: Aug 2003
Posts: 1,921
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From: Susquehanna Valley, pa.
ah ha, my insurance co. is based in San Antonio TX. they never ask me about my tickets. (phew)
I never got one this year
but last years was a 5 pointer.
I never got one this year
but last years was a 5 pointer.
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Senior Member
Joined: Nov 2005
Posts: 17,118
Likes: 7
From: Burleson, Texas
I don't know about the step system, but I haven't had a ticket in 10 years. USAA does rock. I got my dividend check last week. They like clean drivers, at least the ones who don't get caught.
Senior Member
Joined: Apr 2001
Posts: 918
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From: south western NYS Latitude: 42.34 N, Longitude: 78.46 W
Originally Posted by mountaineer02v8
I don't know what step I am, but I'm sure its not good.
I have had 1 insurance company kick me off there insurance, and 2 others declined me, even 1-800 safe auto declined me! LOL
I have had 1 insurance company kick me off there insurance, and 2 others declined me, even 1-800 safe auto declined me! LOL
Really? your kidding.....
Senior Member
Joined: Feb 2004
Posts: 387
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From: Somewhere near the back of beyond
I have no idea what a step is, I mean I have steps in my house and there were steps on the instruction sheet to put together a piece of furniture I bought the other day but Insurance steps??? Hmmm
Me too!!
Originally Posted by lees99f150
I did get my auto insurance dividend check the other day. USAA rocks.
Me too!!
Senior Member
Joined: Aug 2002
Posts: 705
Likes: 42
Originally Posted by wild-mtn-rose
I have no idea what a step is, I mean I have steps in my house and there were steps on the instruction sheet to put together a piece of furniture I bought the other day but Insurance steps??? Hmmm
Whoa there WMR You thought that one would slide by didn't you?
What's wrong with this picture? Family moves back down to the lower 48, buys an expansive farm paradise, then goes out to Wally World to buy put together furniture?
Senior Member
Joined: May 2004
Posts: 1,261
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From: somewhere east of west.
Originally Posted by serotta
Whoa there WMR You thought that one would slide by didn't you?
What's wrong with this picture? Family moves back down to the lower 48, buys an expansive farm paradise, then goes out to Wally World to buy put together furniture?
What's wrong with this picture? Family moves back down to the lower 48, buys an expansive farm paradise, then goes out to Wally World to buy put together furniture?
oh yeah .... 
Senior Member
Joined: Feb 2004
Posts: 387
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From: Somewhere near the back of beyond
Originally Posted by serotta
Whoa there WMR You thought that one would slide by didn't you?
What's wrong with this picture? Family moves back down to the lower 48, buys an expansive farm paradise, then goes out to Wally World to buy put together furniture?
What's wrong with this picture? Family moves back down to the lower 48, buys an expansive farm paradise, then goes out to Wally World to buy put together furniture?
Thanx for the laugh serotta!!
It's called a Lowboy cabinet and I ordered it from a catalog, it came Fed-Ex in two big boxes and had to be assembled. Thankfully it is a far cry from Wally World quality!!
Senior Member
Joined: Dec 2004
Posts: 891
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From: Lost some where in the middle of the Ozark Mountains!
15 YEARS! 
Well I wont be getting to use that company for......
(counting fingers)
.... atleast 4 more years!
If you've lost your license went on SR22 and came off, do they start thier count over again too? Nothing with in the last 3 years, and nothing for 7 years prior to that. Up to that point... 1 every month and on one occasion got 4 in a 24 hour period. Ohh to be 18 with a muscle car, a need for speed, and even faster women again! 
Well I wont be getting to use that company for......
(counting fingers)
.... atleast 4 more years!
If you've lost your license went on SR22 and came off, do they start thier count over again too? Nothing with in the last 3 years, and nothing for 7 years prior to that. Up to that point... 1 every month and on one occasion got 4 in a 24 hour period.
Ohh to be 18 with a muscle car, a need for speed, and even faster women again!