hate to bring down everyone on the board especially this close to christmas but after the week i've had just felt the need to put this message out to everyone i can. Sunday 12/4/05 my mother in law passed away sudenly and unexpectedly of a massive heart attack. After we got the news and made sure my father in law was doing as ok as could be expected. We started to figure out what her final arrangements were, only to find out there were none.
over the years we asked and were repeatedly told everything was taken care of, the only thing taken care of was her decision that she wanted cremated. We had to make all the arrangements immediately, and pay for everything.
So the best gift you can give is to make, start making some final arrangements and let everyone in your family know what they are and what,who, where everything important can be found ( wills, life ins., etc...)
like i said at the before hate to bring everyone down but this needs to said to everyone you know sorry so long winded.