The miles were just a guess based on model year.

 

It's pretty loaded for the base model xlt. It had the tow package, center console, sync, steering wheel audio controls, electric seats and other stuff. We have been shopping around for other xlts and I haven't found any with all the stuff this one had. I have a friend who is in the car business and he has a new 2012 lariat on the lot for 32000 so we might look into that.

 

Insurance generally won't pay full retail value.

 

They do here. Absolutely right at KBB retail. My nephew and friend just had cars totaled in the past year and they were given spot on retail value.

 

Same here, several ppl I know have got full retail also.. Guess it depends on the insurance company.

 

kbb values are going to the waste side. Most car lots on trade in and insurance companies on valuing your cars are going more toward the current market price. Its a bs excuse but thats what I have noticed over the last 13 months between a vehicle total and a trade in.

 

New car replacement??? Probably worth adding to a poilcy..... mine is $1 a month...