Holy crap Brew! I was 9k in the hole and 0 down and my payments are $600+ for 72m. I almost walked away. First time I have financed anything for more then 60m and being in the hole did not help either. I like my truck allot and can deal with it this time around but for 900 clams, ouch! Oh well dude cherish it and make it last.

 

im 21 and bought a 05 FX4 with 20k miles fully loaded...469 a month for 72 months @ 6.9%...gonna refinance in a few months and go down to a low % rate.

 

Gonna be hard to refinance for much less than what you're at with a used truck