O.k. if you guys dont mind answering this i was wondering what you guys are paying a month. I have a 2000 and was thinkin about trading it in for a 04 or an 05 but was curiouse as to what the payment will be im paying 380 a mont now and have 13,000 left on the 00. what do you guys think a resonable payment is. Thaks

 

I pay $400 a month for my 04 F150 SuperCrew

 

I pay 327 per month on an '04 FX$ supercrew.

 

I pay 505.25mo. on a 04 Reg cab XL 2WD




But I still love the truck and would pay double if necessary.

 

Monthly payment depends on your interest rate and term. A 35000 loan for 8 years at 6% is around $400. Question is, do you want to pay $600 over 5 years, or $400 over 8 years. You will need to shop some loans and decide for yourself what monthly payment is acceptable.

 

1400 per month...but for 2 years...and guess what...8 payments left...can't wait...

 

$160 every two weeks, payroll deduction. I finance my auto loans trhough my credit union. The payments are painless. That's a 60 month loan.

 

you should also mention down payments

 

700 every two weeks untill I can pay cash for a new KR

 

Best thing to do is use an online auto calculator. Just google it. All our posts are going to anecdotal....you don't know down payment, interest rate, credit scores, total costs, options, etc.

 

I pay 500 bucks a month for the next 6 years for my 04 f150 XLT....I hope I win the lottery and pay it off

 

700 per month over 3 years, almost 1/3 paid for

 

04 Lariat Scab. $347 per month.

I miss the $288 a month I was paying for the 02 Lariat Scab. God I miss that truck.

 

Right on. Whatever you do, do not go into the dealer saying 'I want a $400 per month payment". They will get you the payment you want, but you will be paying excessive interest rates and the loan term will be long. Dealers are not your financial friends - they just want you in their car.

You need to know what type of truck/options you want and price this setup on Edmunds.com. You also need to get a trade-in value for you 2000 at KBB.com. Then you can get an idea of what your truck is worth versus what you owe.

Once you find these numbers out, let us know and we will help.

 

A friend of a friend is a finance guy for a dealership. He says they love people who come in and say I want this $ for a payment.

He says they will get that payment even if it takes a 72 month loan with crazy terms.

Tun2One is right....price it out ahead of time. Figure out your options and estimate your taxes and tags. Plug it into a calculator and you'll know your payments at a decent rate.

If you walk in not knowing rates, downpayments, and terms you are going to get screwed. You have a bigger risk of getting screwed at the finance office than with the salesman.