Insurance Prices
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Senior Member
Joined: Jul 2000
Posts: 820
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From: LA
Insurance Prices
What did you get out of to get in the '04 and how much did your insurance go up? I'm expecting delivery this Friday and checked my insurance today and was told 177.00 more per 6 months. Ouch!!!!! I'm getting our of a '03 F-250 XLT 2wd.
Senior Member
Joined: Aug 2003
Posts: 1,278
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From: Pasadena, CA
Mine goes up about $150 per 6 months and my coverage is a little less. I think in 6 months I am going to up the coverage and get a better policy. I was stupid and I did it quick just so I could take the truck home.
Member
Joined: Jul 2003
Posts: 63
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From: Louisiana
Be glad you guys don't live in LA!
Keep in mind that I have NO accidents and NO tickets on my record and the lowest quote I received was $640.00 every six months for my new truck. After 22 years with State Farm the best they could offer was $850.00 every six months. Needless to say I am no longer with them! Anyway, our rates are probably the highest in the country and it really pisses me off!!!!!!!!!!!!!! So , before you guys complain too much just remember me :-)
Registered User
Joined: Aug 2003
Posts: 64
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From: Millsboro, DE
I'm feeling the pain also.....
it was $ 335 every 6 months ... now $ 505 every 6 months
I know my old truck was a '97, ..... but this is rediculous....
Needless to say I'm in the market for a new insurance carrier.
it was $ 335 every 6 months ... now $ 505 every 6 months
I know my old truck was a '97, ..... but this is rediculous....
Needless to say I'm in the market for a new insurance carrier.
Senior Member
Joined: Aug 2003
Posts: 1,278
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From: Pasadena, CA
yeah, switched from AAA to Mercury. AAA offered $1250 every six months and Mercury offered $521 every six months. I have no accidents and no tickets. When I called AAA to see if it was a mistake they said, "Well with us you get better service." I laughed and said, "your service ain't worth $1400 a year." He didn't like that too much...
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Senior Member
Joined: Oct 2002
Posts: 104
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From: Fort Worth
And how come it is with my 2001 F150 that I paid 30k for 2.5 years ago my insurance has not gone down even though the truck is worth half of what I paid for it. Sounds like fuzzy math to me.
Insurance is a big racket!
Insurance is a big racket!
Senior Member
Joined: Apr 2001
Posts: 104
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Santa Barbara insurance rates
I have an '01 XLT, perfect driving record, no claims in last 10 years, $100K/$300K, $500 deductible, and I pay $359 / 6 months with 21st Century.
Premium has GONE UP overall in the 2.5 years I've had the truck, despite value of truck reducing by 40% or more.
I've shopped around periodically, they won't quote you a premium without them knowing what you currently pay. I've tried Geico, AAA, Ford, AARP.
Don't tell me these shysters aren't making $$$ in California.
Law just changed so that any auto insurer can give you a "loyalty" discount, not just the single insurer you're presently with. Supposedly, you'd accrue the benefit of a good history with your present insurer when moving to another carrier. I haven't seen a bit of difference, however - they've figured out how to game this.
Premium has GONE UP overall in the 2.5 years I've had the truck, despite value of truck reducing by 40% or more.
I've shopped around periodically, they won't quote you a premium without them knowing what you currently pay. I've tried Geico, AAA, Ford, AARP.
Don't tell me these shysters aren't making $$$ in California.
Law just changed so that any auto insurer can give you a "loyalty" discount, not just the single insurer you're presently with. Supposedly, you'd accrue the benefit of a good history with your present insurer when moving to another carrier. I haven't seen a bit of difference, however - they've figured out how to game this.
Member
Joined: Oct 2003
Posts: 81
Likes: 0
From: North Bend, WA
My insurance went down by $5 / 6 months when going from a 1998 Toyota 4Runner to my 04 Lariat. That was with Progressive. They don't see to be really setup to deal with the new F150s yet, so that may have something to do with it.
