How do you pay for Truck insurance?
 

I pay $243.00 per 6 months (only $20 more than my old 92 Nissan)through USAA.

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99 XLT 5.4L reg cab
4x2 120" Wheelbase
4 wheel disc brakes/ABS
5 star larait style wheels
Toreador Red/Silver
3.55 gears 255/70/16 OWL
Delta toolbox
Eclipse 5340 cd player
Memphis ARCS50 component speakers w/tweeters mounted in doors(excellent sound)
Sherwood amp
2 6.5" Bazooka tubes
Lowering shackles?

$18.95 for wig
$3.00 for sunglasses.
Remove license plate bulbs.
Disconnect airbag sensors.
Keep head low for deceptive height.

NEVER MAKE EYE CONTACT.

$945.00 a year through Reliance Direct for full coverage.

Highly recommend Reliance Direct (underwritten through United Pacific).

Avoid Geico and Progressive at all costs.

My 2 cents....

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2000 4x4 Lariat SuperCab Styleside
All options

Why do you avoid progressive?

I pay $250-$270 per month (depends on payment schedule) for 9 months out of the year. My Harley and renter's is also on there. Full coverage for truck and bike. Sucks being under 25 and not married.

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1998 F-150 XLT 4x4, Regular Cab, Short-Bed, 4.6L V-8, 5-Speed, 3.55 Rear Gears, Dark Toreador Red



[This message has been edited by gearjammer (edited 09-09-1999).]

That's pretty high gearjammer.

But a wife will cost over that, easy. https://www.f150online.com/f150board/smile.gif

AND you will have less of an insurance payment 'cuz the wife will want the bike ,
Gone... https://www.f150online.com/f150board/smile.gif

Just kiddin', you'll get there in time... https://www.f150online.com/f150board/smile.gif

Mark

$74 per month / statefarm


[This message has been edited by Mark G (edited 09-09-1999).]

$120/month with Geico for my Truck and my wife's car. (I also have 3 insurance points that don't drop off until November of this year.)


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keith@myf150.com
http://www.myf150.com
Rocky Mount, NC

1999 F-150 XLT Styleside, Black On Black, SuperCab, Short Bed, 4x4, ORP, 4.6L Auto, 3.55LS

Mods: DrawTite Class III Hitch, Smittybilt Outland Grill Guard/Brush Guards, KC Daylighters, Custom Dual Exhaust w/ Dual Flowmaster 40's-Straight Out The Back, Airaid FIPK, SuperChips Chip, Bug Deflector, Pace-Edwards Roll-Top Bed Cover

I pay 94.00 per month with Geico, thats full coverage on two vehicles. They gave me a lower quote than State farm and All State.

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98 F-150 SC XLT 4.6, Westin nerf bars, deflector shield II, Vent Visors, 55" chest box, Kenwood stereo, more in the near future

$480/6mos thru USAA, rated A++, they are great to deal with!!

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99 4x4 XLT supercab 5.4L Flareside, Deep Wedgewood Blue/Med. Graphite w/ CAPTAIN CHAIRS "the ones seacrow wants", Pioneer DEP-4000, Tint, K&N, Bedliner, 3" Catback w/3 Chamber Flowmaster, 285/75/16 BFG A/T on American Racing Python wheels

I pay $810.00 every 6 months for full cover and then some. It breaks down to $135.00 every month. I think that I have it fairly cheep for just being 20 and driving a new truck. https://www.f150online.com/f150board/smile.gif

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99 F-150,XLT, Silver, 2WD, 4.2L, 5spd, RegCab, Shrt WB, Styleside.
Current Mods:Billet grille, Line-X bedliner, 5%window tint all the way around, Alpine CD w/2 MTX Subs & Rockford Fosgate 250w amp. K&N Airfilter. Glasspac w/dual exhaust exits out the back.
Future Mods: Superchip, driving lights, & a custom paint job

Yes Loser1 USAA kicks a$$ !!
BTW My dad is military and I got to keep USAA whne I moved out and have used them ever since.

Mark G, I hear what you're saying!! I can't seem to find a kind way to tell the girlfriend that, though. I always seem to get that look of death. The bike is off-limits! I'll get rid of the lady before I get rid of the bike! Out of curiosity, how do you guys get away with insurance so cheap? I'm curious to your ages, I think that's how you're doing it. Like I said, I'm under 25, and I hear that's when it goes down.

Sorry for the edit, but I just checked my latest bill and I was in error. It averages about $200 a month for 9 months. I paid extra ($250) last month and that's what I thought it was a month.... It's still too high if you ask me.

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1998 F-150 XLT 4x4, Regular Cab, Short-Bed, 4.6L V-8, 5-Speed, 3.55 Rear Gears, Dark Toreador Red



[This message has been edited by gearjammer (edited 09-15-1999).]

See age of f150 owners in general discussion
I'm 28.
It is a lot cheaper after 25.

$374.00 every 6 mo with allstate but going to drop them due to the fact they want $2,800.00 for insurance on my 96 gsxr750 state farm only wants $215 a year for the gsxr and $400/6mo for my 97 f150 with full coverage,and the coverage is twice as good as allstate. it pays to shop around! (age 28)

I pay $260.40 every 6 months with USAA (29yrs old and married)..$250 deductible...however, they send me a 'refund' or dividend check twice a year..about $90.00 for the first one and about $70.00 for the next. It is from the Subscribers Savings Account they maintain for policy holders. I also have a 92 Mazda insured with them.(multi car discount)..so in a nut shell..my rates seem to be very good. I have called around to everyone I could think of..and no one could match my rates with USAA.
One co-worker (22 yrs old, single), who has a 98 Camaro, clean record..no tickets..pays $2,400 per year with a $500 deductible. OUCH!! (not with USAA)

[

[This message has been edited by Dustoff (edited 09-20-1999).]

I get the "rebate" too I just forgot to mention it.
How many insurance companies give a rebate?
USAA kicks a$$!!
Our trucks are listed and insured as work vehicles so our insurance is a lot less even though the performance is not.

I'm 23 and not married (feel like it sometimes!). I have my truck, my '88 H-D Sportster 1200, and my renter's insurance all on the same policy. The multi-car helps, but the V-8 and the 1200 hurt. I did notice rates vary from state to state. When I switched agents (same company) from PA to OH, my rates dropped about $600-$700. OH doesn't require the same minimums as PA. It's still a lot.

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1998 F-150 XLT 4x4, Regular Cab, Short-Bed, 4.6L V-8, 5-Speed, 3.55 Rear Gears, Dark Toreador Red

I too have USAA insurance and it is by far the best, For my 97 F-150 and my wifes 98 Intrigue it is just a hair over $500.00 for both i forget how it breaks down for each vehicle i do know the truck is more than the
intrigue and it nice getting those dividend
checks in the mail. anytime an agent from state-farm or other company calls and wants to quote me better rates i just tell them i doubt they can beat my rates and of course they go on and on how they can so i finally tell them i am with USAA they quickly concede
and can't get off the phone fast enough. i too am lucky that My dad was a military officer that was how i am able to use USAA,
they are not only reasonable price wise but they give great service with claims... Etc.
i am 34 & Married
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97 F-150,XLT,4X4,Supercab,bright Red,5.4,3.55 LS,LT265/75/16 Bridgestone Dueller A/T tires,Downey SST soft tonneau cover,56,000 miles with piston-slap motor about to be replaced.

[This message has been edited by kcdan (edited 10-08-1999).]

KCDAN:
glad to see another KC area member ... there hasn't been one that I am aware of since dano was banned for the board.

I have been reading the postings on this board for over a year now, not really sure why i waited so long prior to chiming in and become a member but i sure remember all that DANO stuff that sure was not a pleasant time, i guess i never realized he was from K.C. area. I live just outside Louisburg,KS.
and work near the plaza, how about you..

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97 F-150,XLT,4X4,Supercab,bright Red,5.4,3.55 LS,LT265/75/16 Bridgestone Dueller A/T tires,Downey SST soft tonneau cover,56,000 miles with piston-slap motor about to be replaced.

[This message has been edited by kcdan (edited 10-08-1999).]

How about $53.00 per month thru Allstate for full coverage. It helps to have been a policyholder with them for the past 20 years, and have no wrecks or tickets, and to have homeowners and another car as well.

AVOID GEICO!!! My problem with them goes back 20 years when I turned 18 and called them for a quote. They REFUSED to give me one! I could see giving me a quote and inflating it so much that I would go elsewhere, but c'mon. Now that I am a policyholder which they would like to have, TOO BAD!

270.00 every 6 mo. with amer. family. diff. co. for my ninja zx6r. 300.00 yr

My wife works for State Farm, no employee discounts though. We have 2 vehicles with full coverage, our home owners and 2 huge life policies with them for only $159 per month.
My wife has been one of their insureds for a number of years and when we got married I dropped Geico like a rock.
I am very happy with the service that we have received.