Well after seeing everyone post the pics of their accidents and thinking poor truck, well it's my turn to post the pics of my accident. I was traveling east bound on a road here in Hawaii in the center lane when some a-hole in the west bound lane decides he needs to do a U-turn directly in front of my truck. I had absolutely no time to avoid this guy. I tried to move over, but it was too late and, well you can see from the pictures what happened next.

I'm with State Farm insurance and they have been very helpful thus far. I have to find a body shop tomorrow and have it taken their for repairs. A few questions;

1. What are some of the things I should look for or ask the body shop?
2. Do the body shops replace aftermarket parts such as the lift?
3. What should I ensure is done before receiving the truck back?

Thanks

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A copy of shots of the car that pulled out in front of me.

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Sorry to hear about that.

Your questions.......

1. Any frame damage.

2. HELL no.

3. It be fixed, right........NO BONDO.

 

damn Chief, were you a victim of that H-1 snafoo about 3 pm yesterday at the airport exit? I almost got creamed on there while waiting my turn for over 1 hour

1. Frame Damage
2. my list would be: replace at least 2 tires and 1 rim (so have 2 pairs of rubber that at least match each other wear wise), new flares, grab a 06+ bumper with fog lights, Bull bar
3. Yep, take it to Ford. don't let them screw you over with Bondo or cheap repair parts. they are required to fix it to Fords specs...and Ford has some damn stringent specs.

in 48 other states, that guy is at fault...I know Hawaii is a no fault state though. still, his insurance should be footing the entire bill. I'd have your company take his to the cleaners to replace every single thing that is even dinged.

 

What the heck is that!?


They may not replace any aftermarket parts. If they don't You "can"....
get an estimate at an expensive place, get repairs done somewhere cheaper, and use the extra money to get the replacement aftermarket parts.
Not too ethical but one way to get arround the b.s. red tape.

Get them to replace those wheels that you've been worrying about wtih the bad finish.

 

Sorry to hear about your accident! Hope everything works out ok for you, your truck is one of my top 10 on this site.

 

Again Front frame damage. Get you a fog light bumper. Sell me the Bull Bar really cheap so I can fix it and put it on my truck since you will be getting a new one!

 

Sorry for your mishap! There are so many idiots on the road it's crazy! Hopefully you get it fixed correctly! Good Luck!........

 

"No fault" means that the insurance company for each vehicle is responsible for their own repair regardless of who was at fault. MI is also a "no fault" state.

The only thing that most insurance companies usually do is waive the deductible for the vehicle that was not at fault.

Sorry to hear about your crash, glad you're ok.

 

I'm In Minnesota and we are a "No Fault State" too. When I was rear ended involving 4 cars on the freeway my insurance company paid for the damage to my truck, and also waived the deducible ($1,000). I believe that the insurance company then can go after the other insurance company to collect what they had to pay to get my truck fixed.

 

No fault means all partys are covored for all medical needs. I was involved in an accident and the other car paid everything.

 

That's the dumbest thing I've ever heard of. Someone runs into you, you claim it on your own insurance, "maybe" waive your deductible, and probably start jacking up your premium eventhough you were the victim!
That right there would have me moving out of that state P.D.Q.

Are there pro's to this I'm missing.

 

One pro I see is that as long as you have insurance, you're covered. You don't have to worry about the other driver not having insurance.

 

Nope not down by the airport, I was headed east on Kam highway right before the Ford dealership, no one else was even near me in any lanes and this yahoo decides he just HAS to beat me with his u-turn. I couldn't believe what had just happened. Got out of the truck went over to him and asked "Dude, what the F$%& were you thinking? Say something a-hole! Did you not see the big, black truck coming at you? Are you a f$%&ing moron?" My passenger in the truck with me had to calm me down because he thought I was going to start beating the crap out of the guy and get myself thrown in jail.

I'm getting ready to head out and check out a couple of the body shops that State Farm gave me and some of my own. Gonna check into the dealership and see if they have a body shop cause if so that's where it'll probably go. As far as aftermarket parts State Farm said they should be replaced, about the only after market parts that were damaged were the bull bar (slightly dented on the bottom right) the fender flare and the one part of the lift. Also said that I can demand OEM parts be used in repair, which I'm gonna do.

I like the bumper with fog lights suggestion, think I'll try to swing that. Too bad the hood wasn't damaged or I'd try to get me that aftermarket hood I've been eyeing.

 

Florida is a ''no fault'' state as well