Harley-Davidson

How much is your Insurance?

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  #1  
Old 08-27-2002, 05:03 PM
Cobra Marty's Avatar
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How much is your Insurance?

I just called my agent at St. Farm, 6 monthe for $431 ($862/yr)if under 5000 miles/yr. and $507 ($1014/yr) for over 5000 mileage. Full coverage and liability.
 
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Old 08-27-2002, 05:19 PM
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I have my truck and a '88 Camry under the same policy (State Farm, full coverage) for $132 a month. I consider that pretty good considering I am only 22 (and my ticket record isn't spotless).
 
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Old 08-27-2002, 06:21 PM
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Look to GEICO for a quote. They've always been lower than anyone else I've had.
Hope this helps!
 
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Old 08-28-2002, 02:55 AM
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Here is a copy of my policy from geico.com:

"Coverage" "Limit" "Deductible" "6-month Premium"

2001 BMW 530I
BODILY INJURY LIABILITY $300,000/$300,000 N/A $110.20
PROPERTY DAMAGE LIABILITY $100,000 N/A $78.90
MEDICAL PAYMENTS $5,000 N/A $28.50
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000
NON-DEDUCTIBLE $31.20
COMPREHENSIVE N/A $500 DED. $64.30
COLLISION N/A $500 DED./WAIVER $271.90
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $29.90
Premium Total: $626.10

2002 FORD F150 HYDV
BODILY INJURY LIABILITY $300,000/$300,000 N/A $111.30
PROPERTY DAMAGE LIABILITY $100,000 N/A $79.60
MEDICAL PAYMENTS $5,000 N/A $28.70
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000 NON-DEDUCTIBLE $31.60
COMPREHENSIVE N/A $500 DED. $54.40 COLLISION N/A $500 DED./WAIVER $249.10
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $21.20
Premium Total: $587.10

No chargeable tickets/accidents (traffic school) and all avail. discounts. Called around and they were the cheapest for me (27). I have maxed out everything on my policy...don't want to hit an S55 or 911 turbo! Cali. is land of the lawsuit.
 
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Old 08-28-2002, 11:05 AM
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i pay $403/mo for my 02 HD and my 87 mustang
never had a ticket or an accident
over 4500 a year
my truck is more then my ins. by $23.00
 
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Old 08-28-2002, 03:42 PM
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[Look to GEICO for a quote. They've always been lower than anyone else I've had.
Hope this helps!]

I have never been able to do business with Geico. Everytime I have called them for a quote, they have been higher.

I currently do business with Safeco.
My Liability limits are 100, 300, 100 with 5k medical payments
Uninsured motorist is 100, 300, 50
Comprehensive is 500 deductible
Collision is 500 deductible
I also have towing and rental reimbursement

And I pay 286.90 every 6 months
I also insure a 2002 Dodge Caravan on the same policy and it is 269.40 per 6 months.

RickC
 

Last edited by RickC; 08-28-2002 at 03:45 PM.
  #7  
Old 08-28-2002, 04:35 PM
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Check around. Not every insurance company recongnizes this truck as the HD edition. When I bought the truck, GEICO didn't list it as HYDV and was only $300/6-mos. Once it was time for renewal, BLAM! HYDV shows up as vehicle description and premium doubles to $600/6-mos. I called and they said it was a high theft vehicle and not much to do with the S/Charger.
 
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Old 08-28-2002, 05:11 PM
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Interesting, I told my insurance agent that it was the Harley edition. May be that some insurance companies add for that and some don't.

RickC
 
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Old 08-28-2002, 07:57 PM
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Of all the quotes I got, geico was the most hassle, and the most expensive ( I live in Los Angeles) I pay around $250/month for just a bump over the state minimums (25k/50k/25k) my down was like $500 so a total of around $1700 for 6 months... I have a spotless driving record, and have been driving since I was 16 years old... Of course I live in the city with the most expensive insurance premiums, and I'm only 22...

2002 HD #4525
 
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Old 08-30-2002, 06:08 PM
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I'm 26 and my insurance for the 00 HD is $92/month, with a $250 deductable on everything and full coverage. It went up from $90 when I installed $4000 worth of audio equipment.
 



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