How much is your Insurance?
#1
#2
#4
Here is a copy of my policy from geico.com:
"Coverage" "Limit" "Deductible" "6-month Premium"
2001 BMW 530I
BODILY INJURY LIABILITY $300,000/$300,000 N/A $110.20
PROPERTY DAMAGE LIABILITY $100,000 N/A $78.90
MEDICAL PAYMENTS $5,000 N/A $28.50
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000
NON-DEDUCTIBLE $31.20
COMPREHENSIVE N/A $500 DED. $64.30
COLLISION N/A $500 DED./WAIVER $271.90
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $29.90
Premium Total: $626.10
2002 FORD F150 HYDV
BODILY INJURY LIABILITY $300,000/$300,000 N/A $111.30
PROPERTY DAMAGE LIABILITY $100,000 N/A $79.60
MEDICAL PAYMENTS $5,000 N/A $28.70
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000 NON-DEDUCTIBLE $31.60
COMPREHENSIVE N/A $500 DED. $54.40 COLLISION N/A $500 DED./WAIVER $249.10
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $21.20
Premium Total: $587.10
No chargeable tickets/accidents (traffic school) and all avail. discounts. Called around and they were the cheapest for me (27). I have maxed out everything on my policy...don't want to hit an S55 or 911 turbo! Cali. is land of the lawsuit.
"Coverage" "Limit" "Deductible" "6-month Premium"
2001 BMW 530I
BODILY INJURY LIABILITY $300,000/$300,000 N/A $110.20
PROPERTY DAMAGE LIABILITY $100,000 N/A $78.90
MEDICAL PAYMENTS $5,000 N/A $28.50
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000
NON-DEDUCTIBLE $31.20
COMPREHENSIVE N/A $500 DED. $64.30
COLLISION N/A $500 DED./WAIVER $271.90
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $29.90
Premium Total: $626.10
2002 FORD F150 HYDV
BODILY INJURY LIABILITY $300,000/$300,000 N/A $111.30
PROPERTY DAMAGE LIABILITY $100,000 N/A $79.60
MEDICAL PAYMENTS $5,000 N/A $28.70
UNINSURED MOTORIST & UNDERINSURED MOTORIST $100,000/$300,000 NON-DEDUCTIBLE $31.60
COMPREHENSIVE N/A $500 DED. $54.40 COLLISION N/A $500 DED./WAIVER $249.10
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $5.40
RENTAL REIMBURSEMENT $750 NON-DEDUCTIBLE $5.80
MECHANICAL BREAKDOWN INSURANCE N/A $250 DED. $21.20
Premium Total: $587.10
No chargeable tickets/accidents (traffic school) and all avail. discounts. Called around and they were the cheapest for me (27). I have maxed out everything on my policy...don't want to hit an S55 or 911 turbo! Cali. is land of the lawsuit.
#6
[Look to GEICO for a quote. They've always been lower than anyone else I've had.
Hope this helps!]
I have never been able to do business with Geico. Everytime I have called them for a quote, they have been higher.
I currently do business with Safeco.
My Liability limits are 100, 300, 100 with 5k medical payments
Uninsured motorist is 100, 300, 50
Comprehensive is 500 deductible
Collision is 500 deductible
I also have towing and rental reimbursement
And I pay 286.90 every 6 months
I also insure a 2002 Dodge Caravan on the same policy and it is 269.40 per 6 months.
RickC
Hope this helps!]
I have never been able to do business with Geico. Everytime I have called them for a quote, they have been higher.
I currently do business with Safeco.
My Liability limits are 100, 300, 100 with 5k medical payments
Uninsured motorist is 100, 300, 50
Comprehensive is 500 deductible
Collision is 500 deductible
I also have towing and rental reimbursement
And I pay 286.90 every 6 months
I also insure a 2002 Dodge Caravan on the same policy and it is 269.40 per 6 months.
RickC
Last edited by RickC; 08-28-2002 at 03:45 PM.
#7
Check around. Not every insurance company recongnizes this truck as the HD edition. When I bought the truck, GEICO didn't list it as HYDV and was only $300/6-mos. Once it was time for renewal, BLAM! HYDV shows up as vehicle description and premium doubles to $600/6-mos. I called and they said it was a high theft vehicle and not much to do with the S/Charger.
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#9
Of all the quotes I got, geico was the most hassle, and the most expensive ( I live in Los Angeles) I pay around $250/month for just a bump over the state minimums (25k/50k/25k) my down was like $500 so a total of around $1700 for 6 months... I have a spotless driving record, and have been driving since I was 16 years old... Of course I live in the city with the most expensive insurance premiums, and I'm only 22...
2002 HD #4525
2002 HD #4525
#10