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You should be able to buy the truck for less than $16,000. I bought my 2001 HD last August for $18,300.00 at a local dealer. Mine had 20,917 original miles on it then. I recommend you check the NADA website for the values. You should pay no more than the retail figure for it and should actually be able to get closer to loan value. I just checked for you: even with all options the retail value is $15,825 and wholesale is $14,400. I suggest you start at $14,500 and work up from there slowly. BTW, I love my truck! Just keep in mind, 2001 models are not supercharged.
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