In CONTEXT (had you bothered to read the ONE post before mine) Lumadar said if everyone was multi-quadtrillionaires (or similar) (basically, costs aside) that the US health care system was #1. I suggested that if it was free (basically, costs asides) that the US health care system still may not be #1.
sorry for the misunderstanding. In the context of things said here, free health care means hillery's national health care. Hope you see my point there. universal health care is a disaster every where it is tried. It isn't for us and I hope no one is fooled to think it is a good thing.
I don't get it, you pay several hundred dollars a Month now for "health care" that they May approve or Disapprove depending on your Insurance company. Cut some of this government spending and put some of that cash into "taxes" to cover health Care and let's get this system over hauled.
I'd rather pay 150 dollars a month more in Taxes and SAVE the 300 bucks a month I'm paying for Crappy health care (which is actually not too Bad compared to other plans out there...)
Right now it Sucks!
Let's see. You pay for medical insurance every paycheck; but, you never go to the doctor for a check up. You avoid going to the doctor unless you get scared it's something serious. When you finally get to the doctor, and he finds something in an advanced stage, that is expensive to treat and could have been taken care of sooner, for less money, if you were getting regular check ups; and, you get upset when the insurance company is reluctant to come off the money for a situation created by your own negligence. This is what happens much too often.
People. Get in to see the doctor annually for a checkup. Not doing so can be expensive. Not just for you; but, for all of us. Rates go up when too much money is paid out.
Most of us don't pay hundreds a month for "health care", we pay hundreds a month for health insurance.
We know how insurance works. We pay into a pool. If there aren't a lot of people drawing from that pool of money, than we don't need to pay as much in. If a lot of people are drawing from the pool, we have to pay more in. If there are people drawing from the pool that don't pay in, we have to pay even more.
"Health care" is something different than health insurance. I tend to believe that we should be responsible for paying for our health care. We should shop around for the best price, like we do on just about every other good/service we spend our money on. You don't use your auto insurance to pay for oil changes or new tires. You don't use your home owners insurance to pay for new windows or a roof. Why are we using health insurance for check ups and exams?
If health insurance was expressly for the major issues and we paid for our health care with our own money (perhaps with a health care savings account) then the health insurance premiums would be lower. If fewer people were drawing from the pool....
The government should ABSOLUTELY NOT be putting cash into "taxes" to cover health care. We chould stop relying on the government to take care of our health care. We don't expect the government to help us buy electronics from Best Buy. Why would we want them to help us with our health care decisions?
There are too many people dependant on the government (that is the TAX PAYERS!) already. We shouldn't be making people, more people, more dependant. We should be telling people it's time to get with the program and take care of ourselves. How about a little accountability?
The thing that I don't get is these people who want the government to overhaul the health system, right after they've gone on a tiraid about how incompetent the government is. You really think that the government can do a good job of running a health care system for three hundred million plus people? The government has said (well, representatives of the government) there is no way to find and deport twelve million illegal immigrants. How on earth are we supposed to believe that they can do health care better than it's already being done?
That's the problem with the system. We don't want to Fix it if it's NOT broken. Insurance companies don't want to spend ANYTHING.
Health Care is going to the dentist and getting your teeth cleaned which is cheap. They'd rather have you wait till your teeth fall out and you have to have surgery and dentures and everything else, which is EXPENSIVE.
That's the problem with the system. We don't want to Fix it if it's NOT broken. Insurance companies don't want to spend ANYTHING.
Health Care is going to the dentist and getting your teeth cleaned which is cheap. They'd rather have you wait till your teeth fall out and you have to have surgery and dentures and everything else, which is EXPENSIVE.
Yea, that makes since.
You are a pretty smart fella, right?
Of corse insurance companies don't want to spend ANYTING. They are in business to make money. I don't hear you complaining about the fact that your auto insurance doesn't cover a blown engine in your truck. I don't hear you complaining that your homeowners insurance won't cover a replacement water heater. How in the world can you say that health care is the problem of insurance companies?!
Health care is going to the dentist to get your teeth cleaned. Not unlike getting the oil changed in your truck. Why is it the insurance companies responsibility to pay for your cleaning when you have no issue that your auto insurance doesn't cover your oil change? Pay to get your own damn teeth cleaned and then you probably wont need to make a claim on your health insurance because your teeth will likely stay in your mouth.
The problem is that people like you seem to think that health care isn't your problem. You seem to believe that because you pay for insurance it's the insurance companies problem. Again, let me hear your gripes with your auto and home owners insurance not covering routine maintenance. Health care is routine maintenance. If the teeth cleaning is cheap, why wouldn't you just pay for it yourself?
As long as attitudes like yours prevail, the system will remain "broken". It's when people start taking responsibility for their own health, their own maintenance, and health insurance is used as it was intended, that anything will change.
we have a **** load of people....and we have a **** load of people that can't communicate....and we have a **** load of people that do not care
that's all i am going to say about health care
oh and nothing is perfect, you can't save everybody
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Of corse insurance companies don't want to spend ANYTING. They are in business to make money. I don't hear you complaining about the fact that your auto insurance doesn't cover a blown engine in your truck. I don't hear you complaining that your homeowners insurance won't cover a replacement water heater. How in the world can you say that health care is the problem of insurance companies?!
Health care is going to the dentist to get your teeth cleaned. Not unlike getting the oil changed in your truck. Why is it the insurance companies responsibility to pay for your cleaning when you have no issue that your auto insurance doesn't cover your oil change? Pay to get your own damn teeth cleaned and then you probably wont need to make a claim on your health insurance because your teeth will likely stay in your mouth.
The problem is that people like you seem to think that health care isn't your problem. You seem to believe that because you pay for insurance it's the insurance companies problem. Again, let me hear your gripes with your auto and home owners insurance not covering routine maintenance. Health care is routine maintenance. If the teeth cleaning is cheap, why wouldn't you just pay for it yourself?
As long as attitudes like yours prevail, the system will remain "broken". It's when people start taking responsibility for their own health, their own maintenance, and health insurance is used as it was intended, that anything will change.
My kids body is not a truck. It needs vaccines, dental exams, Pre-emptive medicine, Eye exams, Routine Surgerys, etc. All of these things are expensive. And are currently being partially covered by my insurance company. Yes, they Are playing in the Health "Care" Game. You're saying they Shouldn't be??
The three hundred bucks a month ISN'T just for Emergencies, it goes towards All of the above things. Yea, I WILL complain when you have to fight an insurance company to pay to straighten your kids teeth instead of waiting for them to rott out in 20 years.
Your whole argument basically Proves the Point that Insurance companies SHOULDN'T be managing Health CARE OR your treatment if you Would have an emergency as Profits are their Main Concerns, not your health. We're talking about the Life and death of our Children here, not how good of an insurance policy you can afford!
Think about it, we could put ALL the profits of the health insurance companies towards a Non-Profit, Health Care system Before you'd have to raise taxes One cent. From what I understand they're all having Record years...
The "Competition" should be at the Hospitals to treat you the Best they can to attract your "business." That's how Capitalism is Supposed to work.
Don't make it out like it's MY fault I have insurance companies manage my Health "Care". This is the system we currently have. Sounds like we agree it's not right and needs changed..
Don't make it out like it's MY fault I have insurance companies manage my Health "Care". This is the system we currently have. Sounds like we agree it's not right and needs changed..
If it's not your fault, who's fault is it? Who's fault is it that a majority of us have believed that insurance companies are the ones who are supposed to be managing our health care?
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Health Care is going to the dentist and getting your teeth cleaned which is cheap.
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It needs vaccines, dental exams, Pre-emptive medicine, Eye exams, Routine Surgerys, etc. All of these things are expensive.
So which is it, cheap or expensive. Do you have a big screen tv, or a computer? How "cheap" was your truck?
Yes, we agree that health care isn't right and needs to change. You want the insurance companies to cover more but would like to pay less. I would like to see people paying for their own routine maintenance (me included) and pay lower insurance premiums for health insurance that would cover the "big" stuff.
We obviously disagree. You seem to be interested in a system where we pay in and others manage our health care. I'm of the belief that we need to start taking care of ourselves. We need to pay our own way. We need to shop around for the best prices on vaccines, dental exams, and the like. We should have insurance, but not to cover things that are similar to the routine maintenance we do on our vehicles.
If it's not your fault, who's fault is it? Who's fault is it that a majority of us have believed that insurance companies are the ones who are supposed to be managing our health care?
So which is it, cheap or expensive. Do you have a big screen tv, or a computer? How "cheap" was your truck?
Yes, we agree that health care isn't right and needs to change. You want the insurance companies to cover more but would like to pay less. I would like to see people paying for their own routine maintenance (me included) and pay lower insurance premiums for health insurance that would cover the "big" stuff.
We obviously disagree. You seem to be interested in a system where we pay in and others manage our health care. I'm of the belief that we need to start taking care of ourselves. We need to pay our own way. We need to shop around for the best prices on vaccines, dental exams, and the like. We should have insurance, but not to cover things that are similar to the routine maintenance we do on our vehicles.
So why even have an Insurance company Manage your Health when you have an accident?
Here's basically the system we have now in terms you may understand.
You need a Truck.
You pay Geico 800 dollars a month for this truck.
If you have a good job they may throw in a couple hundred bucks a month for you.
Geico Goes to Ford and says build a vehicle for 300/month.
Geico tells You that you don't Need a truck. You can get buy with a Yugo.
Ford builds a car for 350/Month , Losing money doing it as they're only getting paid 300. Ford sacrifices Quality in the truck as well as pay/working conditions for it's Factory employees.
You fight with Geico and eventually get a 1984 Ford Ranger pickup.
You're so broke paying 800 dollars a month for this crappy truck, you can't even Afford to get the oil changed. Besides, you work for Ford who is losing money and Can't afford to Pay you Or Chip in for your truck payment.
Ford needs money from the Government or they're gonna close doors.
I'm sorry. My ignorance shines through, I guess. I don't understand it in the terms you've presented. I don't get it.
Did you say something about apples and then something about oranges?
This is Basically Exactly how it is. Blue Cross "Negotiate's" a rate for a heart procedure (or cancer treatment, whatever) and says they'll pay 10K for one, No more. If it costs 12K to perform the Hospital bites it and has to pay it's nurses/staff less, work everyone More (including the doctors) and sacrifice "care".
Meanwhile the insurance company has accumulated 20K in premiums, hense their Profits.
Pretty cut and dry.
I'm not saying everyone needs a Lincoln Mark I truck, but at least a decent STX 150 with some money in their pocket to take good care of it...
This is Basically Exactly how it is. Blue Cross "Negotiate's" a rate for a heart procedure (or cancer treatment, whatever) and says they'll pay 10K for one, No more. If it costs 12K to perform the Hospital bites it and has to pay it's nurses/staff less, work everyone More (including the doctors) and sacrifice "care".
Meanwhile the insurance company has accumulated 20K in premiums, hense their Profits.
Pretty cut and dry.
I'm not saying everyone needs a Lincoln Mark I truck, but at least a decent STX 150 with some money in their pocket to take good care of it...
First... most if not all states regulate insurance company profits.
Doctors can pretty much choose what hospital to work for. They don't have to work for a hospital that takes blue cross. If it was so bad, hospitals would stop honoring blue cross and blue cross would have to renegotiate prices. Yes... renegotiate. Blue cross (or any other insurance company.. just using them as an example) is not some big arbitor and makes the prices. The prices are negotiated.
I can see where you come from by other posts you have made because that is the liberal mind set. The insurance is a free market system. Liberals have a hard time with free market economics.
The one thing that comes into play is the law suit issues. If the lawyers would get off of THERE money cow, our insurance preimiums would go down. And that goes for the outragous premiums doctors have to pay for there malpractice insurance. The only problem I see with our health care system is the lawyers.
First... most if not all states regulate insurance company profits.
Doctors can pretty much choose what hospital to work for. They don't have to work for a hospital that takes blue cross. If it was so bad, hospitals would stop honoring blue cross and blue cross would have to renegotiate prices. Yes... renegotiate. Blue cross (or any other insurance company.. just using them as an example) is not some big arbitor and makes the prices. The prices are negotiated.
I can see where you come from by other posts you have made because that is the liberal mind set. The insurance is a free market system. Liberals have a hard time with free market economics.
The one thing that comes into play is the law suit issues. If the lawyers would get off of THERE money cow, our insurance preimiums would go down. And that goes for the outragous premiums doctors have to pay for there malpractice insurance. The only problem I see with our health care system is the lawyers.
Wow, And you've been Totally brain washed by Ann Coulter. Give me a break.
Yea, hospitals Don't "have" to service a dieing patient either. And we wonder how people die in emergency rooms.
What hospital is a Doctor going to work for that Doesn't have to work with an insurance company?
The Geico analogy is a "free market system" ?? All the insurance companies are the same, you're just negotiating between an 84 Ranger and a 85 S10. The System is Flawed! ANY profit going into an insurance companie's pocket is just wasted money. You don't need the middle man.
We're a CONSUMER driven market. Give the Money to the CONSUMER in a virtual account and THEN you'll see competion at work resulting in Better health and preventative care..
Cut the insurance companies out and have them stick to denying Katrina Claims.
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