Sorry to dissapoint you but the horn fuse is in the Power Distribution Box #5 20amp
in the engine compartment and the cruise fuse is #5 15amp in the Junction Box inside the cab behind the panel in the lower dash. This fuse also controls the DRL if you have them and the Function Selector Swich for the AC. I suspect either the clock spring as your boyfriend suggests or the connector to it. It may have ben jarred loose if it was not properly seated. It is at the base of the steering column, it has 6 terminals and it is brown.
BTW how hard did you hit to dent the bumper?
Jean Marc Chartier