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More than likely you wont need a hub. They are built stout and it would take alot to ruin that. The actuator looks like its built to give out before the hub for ease of changing and probably the cost as well. Replace your IWE solenoid on the passenger firewall and your actuator first. Trust me its very easy to do. Look in the how to forums for TN-F150's thread about changing it. I followed that and got it done in about an hour. An extra pair of hands really helps as well. If I remember correctly the solenoid from my local ford dealer was $60 and the actuator was about $130. Then to get it installed would of been $500 with parts so I saved myself some change there!
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